David Ramirez
$499,0002 bd2 ba1,840 sqft$271 /sqft$3,484 /mo all-in ↓

32531 4TH AVENUE, SAN ANTONIO, FL, 33576

Active10 days on marketListed Jul 23, 2026MLS #TB8531586

Single Family ResidenceODUNNES

About this home

32531 4TH AVENUE

Rare Investment Opportunity in an Established San Antonio, FL Neighborhood Discover a truly unique property that combines exceptional craftsmanship with outstanding investment potential. Situated on more than one acre in one of San Antonio's established neighborhoods, this custom-built 2-bedroom, 2-bath home was built by a skilled craftsman using superior materials and quality construction designed to stand the test of time. The home features a spacious open floor plan that's ideal for both everyday living and entertaining. A generous living room flows seamlessly into the large kitchen, creating a bright, inviting space perfect for family gatherings or hosting friends. A picturesque tree-lined driveway leads to the front entrance. What truly sets this property apart is its exceptional development potential. Approximately half of the property has already been surveyed and approved for division, creating the opportunity to build a second home. Whether you're an investor seeking additional income, a builder looking for your next project, or a homeowner wanting to maximize long-term value, this property offers a level of flexibility that's increasingly difficult to find. Opportunities like this are rare in San Antonio. Don't miss your chance to own this exceptional property. Contact us today for more information or to schedule your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,840

Sqft

1.12 ac

Lot size

1996

Year built

One

Levels

$271

Per sqft

Trees/Woods viewPartiallyPets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Range
InteriorAttic Fan · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofMetal
ConstructionWood Siding
FoundationCrawlspace
ViewTrees/Woods
FacesWest
ExteriorFrench Doors · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$1,990/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$166
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,484/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$166
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$280KedgeAI estimate $306,164 · range $292K$357K$519K

vs edgeAI estimate

+63%

$/sqft vs San Antonio actives

$271 vs $201

Days on market

10 vs 57 typical

Where $271/sqft sits among the 144 San Antonio actives

37
60
25
8
3 · this home
11
$160–184$184–207$207–230$230–254$254–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 32531 4TH AVENUE

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$360K$352K

San Antonio median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

86 of 144

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $499,000 · 10 days on market since
1996Built · ODUNNES

Reality check

What actually sold near 32531 4TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12410 LOOPBACK DRIVESold · Jan ’26

$390,000

12410 LOOPBACK DRIVE

3 bd · 2 ba · 1,858 sqft · $210/sqft · 102 DOM

33026 OSPREY PEAK WAYSold · Nov ’25

$344,990

33026 OSPREY PEAK WAY

3 bd · 2.5 ba · 1,961 sqft · $176/sqft · 55 DOM

33080 OSPREY PEAK WAYSold · Aug ’25

$359,990

33080 OSPREY PEAK WAY

3 bd · 2.5 ba · 1,961 sqft · $184/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 32531 4TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32531 4TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

32531 4TH AVENUE FAQs

What would the monthly payment be for 32531 4TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,484/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 32531 4TH AVENUE?+

The most recent tax bill on record (2025) was $1,990. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32531 4TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $499,000, this home is listed about 43% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.

Which schools are assigned to 32531 4TH AVENUE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SAN ANN REALTY · Elizabeth Sanders. MLS #TB8531586.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New San Antonio homes, in your inbox

Like 32531 4TH AVENUE but not quite? A daily digest of every new listing in San Antonio — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 6:21 PM UTC. The listing information on this page last changed on August 2, 2026 at 6:21 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 6:21 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 6:21 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.