125 ORANGE MILL AVENUE, RUSKIN, FL, 33570
Active8 days on marketListed Jul 22, 2026MLS #TB8531573
About this home
125 ORANGE MILL AVENUE
Virtually Staged. Situated on a Large Corner Lot in the Gated community of Spyglass at Riverbend, this beautiful home is move in ready with unlimited potential! With over 3600sq ft under air, the floorplan is bright, open and inviting- with plenty of space for everyone! Recent updates include NEW ROOF, a freshly painted interior and exterior, and crown molding in the living room, dining room and entryway. If you enjoy entertaining, this home is perfect! The large eat-in kitchen includes tons of cabinetry, with pull-out drawers, granite countertops, center island, stainless appliances, and multiple pantries. The kitchen overlooks the large family room with views of the outdoors and covered lanai. Back inside, there is a formal living and dining room, as well as a large Bedroom and Full bathroom on the first floor. Upstairs, the large primary suite with sitting area and en-suite bathroom is the perfect place to unwind and offers 2 walk-in closets! The secondary bedrooms and bathroom are spacious. For the movie buff/sports fan, the media bonus room offers tons of extra space to create the ultimate entertainment zone. The oversized 3-car garage has plenty of room for storage, cars, and toys. Located in a NON Flood Zone, River Bend offers tons of amenities that include a Clubhouse, Fitness Center, New Resort Style Pool, Dog Park, Dock over the Little Manatee River, Walking Trails and Community Events. It is conveniently located close to major highways, shopping, and restaurants! This is truly The BEST of Florida living!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,692
Sqft
0.24 ac
Lot size
3
Garage
2013
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Ruskin actives
$149 vs $182
Days on market
8 vs 51 typical
Where $149/sqft sits among the 278 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
153 of 278
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 ORANGE MILL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$575,000
216 ORANGE MILL AVE · same community
7 bd · 4 ba · 4,250 sqft · $135/sqft · 35 DOM
Sold · Mar ’26$399,900
2415 CUMBERLAND CLIFF DRIVE · same community
4 bd · 3 ba · 2,254 sqft · $177/sqft · 9 DOM
Sold · Mar ’26$586,000
2111 COLVILLE CHASE DRIVE
5 bd · 4 ba · 3,505 sqft · $167/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 ORANGE MILL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 ORANGE MILL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 ORANGE MILL AVENUE FAQs
What would the monthly payment be for 125 ORANGE MILL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,728/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 ORANGE MILL AVENUE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 125 ORANGE MILL AVENUE?+
The most recent tax bill on record (2025) was $12,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 ORANGE MILL AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $550,000, this home is listed about 57% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 125 ORANGE MILL AVENUE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Noelle Delgado. MLS #TB8531573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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