509 E LAKE AVENUE, TAMPA, FL, 33603
Active12 days on marketListed Jul 21, 2026MLS #TB8531539
About this home
509 E LAKE AVENUE
Discover the perfect blend of modern comfort and prime Tampa location at 509 E Lake Ave, Tampa, FL 33603. This stunning 2021-built, one-story block home offers approximately 1,500 square feet of thoughtfully designed living space with 3 bedrooms and 2 full bathrooms, plus an attached 1-car garage and carport. Step inside to a functional open floor plan enhanced by beautiful wood-look laminate flooring that flows throughout the home. The spacious, elegant kitchen is a standout feature, boasting granite countertops, stainless steel appliances, and ample room for preparing meals or entertaining. Both bathrooms have been tastefully upgraded with granite counters, adding a touch of luxury to everyday living. Outside, enjoy the large vinyl-fenced yard that provides privacy and space for relaxation or play, complete with a rear covered patio ideal for al fresco dining, morning coffee, or evening gatherings. This move-in-ready home combines energy-efficient construction with stylish finishes, creating an inviting retreat in the vibrant Tampa Heights neighborhood. Conveniently situated for an active lifestyle, this property places you near an array of attractions within 20 miles. Explore the historic charm and lively dining scene of Ybor City (just minutes away), known for its Cuban heritage, cigar factories like J.C. Newman, and vibrant nightlife along 7th Avenue. Downtown Tampa and the scenic Tampa Riverwalk offer waterfront parks, the Tampa Museum of Art, Straz Center for the Performing Arts, and events at Amalie Arena. Families will love quick access to Busch Gardens for thrilling rides and animal encounters, the Florida Aquarium, and Zoo Tampa at Lowry Park. Outdoor enthusiasts can enjoy Bayshore Boulevard, Curtis Hixon Waterfront Park, and beautiful Gulf Coast beaches like St. Pete Beach or Clearwater Beach within a short drive. Proximity to major highways, shopping, dining, and healthcare facilities makes this an unbeatable location for convenience and enjoyment. Whether you're seeking a stylish family home or a smart investment in one of Tampa’s up-and-coming areas, 509 E Lake Ave delivers modern upgrades, comfortable living, and endless opportunities right at your doorstep.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,500
Sqft
0.16 ac
Lot size
2021
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,313 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,313/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.8%
$/sqft vs Tampa actives
$267 vs $297
Days on market
12 vs 33 typical
Where $267/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33603 — neighborhood snapshot
Population
20,267
Median age
37.9
Median income
$64,632
Median home value
$344,100
Avg household
2.32
Households w/ children
2,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
186 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 509 E LAKE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$445,500
907 E 12TH AVENUE
2 bd · 1.5 ba · 1,507 sqft · $296/sqft · 9 DOM
Sold · Feb ’26$435,000
2308 N 13TH STREET
2 bd · 2.5 ba · 1,454 sqft · $299/sqft · 92 DOM
Sold · Mar ’26$335,000
1621 E 4TH AVENUE UNIT 202
2 bd · 2 ba · 1,389 sqft · $241/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 509 E LAKE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 509 E LAKE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
509 E LAKE AVENUE FAQs
What would the monthly payment be for 509 E LAKE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,313/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 509 E LAKE AVENUE?+
The most recent tax bill on record (2025) was $7,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 509 E LAKE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $399,900, this home is listed about 14% below the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 509 E LAKE AVENUE?+
Graham Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Hillsborough High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA BAY PREMIER REALTY · Don Suda. MLS #TB8531539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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