8101 113TH STREET UNIT 309, SEMINOLE, FL, 33772
Active12 days on marketListed Jul 22, 2026MLS #TB8531506
About this home
8101 113TH STREET UNIT 309
If you're here, you're probably asking "WHAT'S THE CATCH?" Let's do the math: a matching unit in this community recently SOLD FOR $135,000, updated. This one's priced $55,000 below that. Does it need $55,000 worth of work to get there? No. So why the gap? Several units are active in this building right now, and this one's PRICED TO WIN — to get you in the door first and leave you real room to renovate on your terms, not stretch your budget to the ceiling. You get to buy with INSTANT EQUITY, and we get to close quickly. 912 square feet, TOP FLOOR, ELEVATOR BUILDING — no stairs to worry about, ever. This 2BR/2BA comes with ONE ASSIGNED PARKING SPOT right in front of the building, plus plenty of VISITOR PARKING for guests. Closets throughout, community storage if needed, plus a bonus storage closet on the screened, covered balcony — and that balcony brings in BEAUTIFUL NATURAL LIGHT ALL DAY LONG. ON-SITE MAINTENANCE STAFF means help is always close by, no waiting on outside contractors. It's an ACTIVE 55+ COMMUNITY on 55 acres, where residents actually use the amenities — HEATED POOL, SPA, SAUNA, SHUFFLEBOARD, A CLUBHOUSE CALENDAR THAT STAYS FULL. NO FLOOD ZONE, SEMINOLE SITS HIGH AND DRY, which in this market is worth more than granite countertops. It's a co-op, and here's the part most folks don't know until they own one: your monthly fee already INCLUDES PROPERTY TAXES. No surprise tax bill stacked on top. That alone changes the math on what you can actually afford here. Step outside and SEMINOLE CITY CENTER is a stone's throw away — HomeGoods, Publix, restaurants. Don't feel like driving? Hop the COMMUNITY BUS — stops are right in the community, so pickup and drop-off couldn't be easier. VA facility close by too. Want to go to the beach? MADEIRA BEACH IS ABOUT FIVE MINUTES AWAY. Need to get around town quickly? You're right in the epicenter — everywhere you need to be is close. If it's lifestyle and ease you're after — hello, it's us. Yes, it needs updating. That's why it's PRICED BELOW MORE RECENT VERIFIABLE SALES in this community. Several units are active in this building right now — this is the one that makes financial sense. Come see it, bring your vision to create the HOME OF YOUR DREAMS, and do the math yourself. Deals like this don't happen often. Well-run community, all info available. Just ask.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
912
Sqft
0.28 ac
Lot size
1970
Year built
One
Levels
$88
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.4%
$/sqft vs SEMINOLE GARDEN APTS CO-OP
$88 vs $120
Days on market
12 vs 44 typical
Where $88/sqft sits among the 22 homes for sale in SEMINOLE GARDEN APTS CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33772 — neighborhood snapshot
Population
23,428
Median age
50.5
Median income
$74,026
Median home value
$327,000
Avg household
2.24
Households w/ children
1,996
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
8 of 22
SEMINOLE GARDEN APTS CO-OP have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8101 113TH STREET UNIT 309
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$90,000
8425 112TH STREET UNIT 210 · same community
2 bd · 2 ba · 912 sqft · $99/sqft · 0 DOM
Sold · Aug ’25$92,000
8396 111TH STREET UNIT 301 · same community
2 bd · 2 ba · 912 sqft · $101/sqft · 27 DOM
Sold · Aug ’25$111,000
8320 112TH STREET UNIT 206 · same community
2 bd · 2 ba · 912 sqft · $122/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8101 113TH STREET UNIT 309 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8101 113TH STREET UNIT 309 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8101 113TH STREET UNIT 309 FAQs
What would the monthly payment be for 8101 113TH STREET UNIT 309?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,628/mo — principal and interest, the actual property-tax bill, the $846/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8101 113TH STREET UNIT 309?+
The association fee works out to $846 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8101 113TH STREET UNIT 309?+
The most recent tax bill on record (2025) was $1,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8101 113TH STREET UNIT 309?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $79,900, this home is listed about 81% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8101 113TH STREET UNIT 309?+
Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33772 market on paper
$79,900 is 59% below the SEMINOLE 33772 median of $195,000, and at $88/sqft it sits under the Seminole average of $262.
02City & Garden views
The city and garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $846/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Dawn Fernandes. MLS #TB8531506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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