20130 SW 95TH STREET, DUNNELLON, FL, 34431
Active10 days on marketListed Jul 28, 2026MLS #TB8531470
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Upcoming open house
Sat, Aug 8
12:00 PM – 2:00 PM
1.18 acres of private land offering space, privacy, and a beautifully landscaped setting. Exclusive private Rainbow Springs river access with a private beach, perfect for swimming, kayaking, tubing, and enjoying one of Florida's most beautiful spring fed rivers. Private screened pool and spa, creating your own backyard retreat for entertaining or relaxing year round.
About this home
20130 SW 95TH STREET
PRIVATE POOL HOME ON 1.18 ACRES WITH EXCLUSIVE RAINBOW SPRINGS RIVER ACCESS — JUST 20 MINUTES FROM THE WORLD EQUESTRIAN CENTER. Experience the perfect blend of privacy, comfort, and Florida living in this beautifully updated 4-bedroom plus office home, ideally situated on 1.18 acres in the highly sought-after Rainbow Springs Woodlands community. Surrounded by mature landscaping and peaceful natural beauty, this property offers nearly 2,800 square feet of thoughtfully designed living space with soaring ceilings, abundant natural light, and an open, inviting floor plan that's ideal for both everyday living and entertaining. At the heart of the home is the stunning kitchen, completely remodeled in 2022 with modern cabinetry, upgraded appliances, stylish finishes, and an open design that seamlessly connects to the main living areas—perfect for hosting family and friends. One of the home's standout features is the premium Reme HALO whole-home air purification system, professionally integrated into the HVAC system. This advanced technology continuously works to improve indoor air quality by helping reduce airborne bacteria, viruses, mold spores, allergens, dust, and odors throughout the home, creating a cleaner, healthier, and more comfortable living environment. Step outside and discover your own private backyard retreat. The sparkling pool and spa, expansive patio, and serene setting create the ultimate space to relax, entertain, or simply enjoy the Florida sunshine in complete privacy. Additional upgrades include a new HVAC system installed in 2024, ensuring years of energy-efficient comfort, along with Flood Zone X designation, a circular driveway, and a low HOA. Residents also enjoy exclusive access to Rainbow Springs' private river park, clubhouse, and community amenities, offering opportunities for swimming, kayaking, tubing, picnicking, and enjoying one of Florida's most beautiful spring-fed rivers. Conveniently located just 20 minutes from the World Equestrian Center and close to shopping, dining, golf, and countless outdoor recreational opportunities, this exceptional property offers the rare combination of acreage, modern updates, resort-style amenities, and an unbeatable location. If you've been searching for space, privacy, exceptional air quality, and the true Florida lifestyle, you've found it.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,745
Sqft
1.18 ac
Lot size
2
Garage
1998
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,982 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,982/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$188 vs $185
Days on market
10 vs 39 typical
Where $188/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
174 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1258% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20130 SW 95TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$500,000
21795 SW 88TH LANE ROAD · same community
3 bd · 2.5 ba · 2,503 sqft · $200/sqft · 66 DOM
Sold · Jul ’26$480,000
10043 SW 202ND CIRCLE · same community
4 bd · 3 ba · 2,387 sqft · $201/sqft · 112 DOM
Sold · Aug ’25$311,000
21389 SW 102ND STREET ROAD · same community
3 bd · 3 ba · 2,349 sqft · $132/sqft · 323 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20130 SW 95TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20130 SW 95TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20130 SW 95TH STREET FAQs
What would the monthly payment be for 20130 SW 95TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,982/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20130 SW 95TH STREET?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20130 SW 95TH STREET?+
The most recent tax bill on record (2025) was $6,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20130 SW 95TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $516,000, this home is listed about 72% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Brandon Rimes. MLS #TB8531470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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