David Ramirez
$285,0002 bd2 ba1,315 sqft$217 /sqft$2,469 /mo all-in ↓

658 GREEN VALLEY ROAD UNIT B3, PALM HARBOR, FL, 34683

Active13 days on marketListed Jul 22, 2026MLS #TB8531453

Priced 29% below the PALM HARBOR 34683 medianTownhouseGREEN VALLEY ESTATES UNIT TWO

About this home

658 GREEN VALLEY ROAD UNIT B3

Fall in love with this inviting 2-bedroom, 2-bath townhouse in Green Valley Estates. Flexible opportunity—available to rent for $1,950/month, purchase for $285,000, or lease with an option to purchase (rent-to-own)! The main level features a bright, open-concept layout that seamlessly connects the kitchen, dining, and living areas, ideal for everyday living and entertaining. The private upstairs primary suite offers vaulted ceilings, plush carpeting, a walk-in closet, and a well-appointed bathroom. The second bedroom is conveniently located near the interior laundry area, adding functionality. Enjoy the Florida lifestyle with community amenities that include a resort-style pool, lounge area, pool shower, and a clubhouse with a sauna, perfect for relaxing or hosting gatherings.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,315

Sqft

0.02 ac

Lot size

1996

Year built

Two

Levels

$217

Per sqft

Inside

FlooringCarpet
AppliancesDishwasher · Freezer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesEast
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$185/mo
Taxes (2025)$3,841/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityPool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,469 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$320
HOA fee — from the listing$185
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,469/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$320
HOA / condo fee$185
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$203KedgeAI estimate $239,332 · range $211K$267K$296K

vs edgeAI estimate

+19.1%

$/sqft vs Palm Harbor actives

$217 vs $261

Days on market

13 vs 48 typical

Where $217/sqft sits among the 400 Palm Harbor actives

73
87 · this home
101
77
31
31
$152–197$197–243$243–289$289–335$335–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 658 GREEN VALLEY ROAD UNIT B3

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

ElementaryLake St. George Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

204 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $285,000 · 13 days on market since
1996Built · GREEN VALLEY ESTATES UNIT TWO

Reality check

What actually sold near 658 GREEN VALLEY ROAD UNIT B3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

682 GREEN VALLEY ROAD UNIT C3Sold · Jun ’26

$335,000

682 GREEN VALLEY ROAD UNIT C3 · same community

3 bd · 2 ba · 1,330 sqft · $252/sqft · 19 DOM

2314 LANDON TERRACESold · Nov ’25

$400,000

2314 LANDON TERRACE · same community

3 bd · 2 ba · 1,352 sqft · $296/sqft · 74 DOM

2314 LANDON TERRACESold · Jul ’26

$430,000

2314 LANDON TERRACE · same community

3 bd · 2 ba · 1,352 sqft · $318/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 658 GREEN VALLEY ROAD UNIT B3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 658 GREEN VALLEY ROAD UNIT B3 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

658 GREEN VALLEY ROAD UNIT B3 FAQs

What would the monthly payment be for 658 GREEN VALLEY ROAD UNIT B3?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,469/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 658 GREEN VALLEY ROAD UNIT B3?+

The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 658 GREEN VALLEY ROAD UNIT B3?+

The most recent tax bill on record (2025) was $3,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 658 GREEN VALLEY ROAD UNIT B3?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $285,000, this home is listed about 25% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 658 GREEN VALLEY ROAD UNIT B3?+

Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BUILDING NEST REALTY LLC · Yuliett Monserrat Perez. MLS #TB8531453.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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