116 131ST AVENUE E UNIT F, MADEIRA BEACH, FL, 33708
Active10 days on marketListed Jul 24, 2026MLS #TB8531358
About this home
116 131ST AVENUE E UNIT F
Luxury Waterfront Living in the Heart of Madeira Beach! Welcome to our beautifully updated 3-Bed, 2.5-Bath Waterfront Townhome with over 2,200 square feet of thoughtfully designed living space, just steps away from Johns Pass Village and the Sugar-Sands of our Gulf Coast beaches. Spanning three levels, this exceptional residence features a Private ELEVATOR providing effortless access to every floor, Soaring Ceilings, abundant Natural light, and multiple Balconies that showcase breathtaking Views of the Marina, Intercoastal Waterway, and our spectacular Gulf Coast Sunsets. Real Hardwood Flooring, elegant Crown Molding, Plantation Shutters, designer Lighting and Fixtures create a timeless coastal elegance throughout. The spacious open-concept living and dining areas flow seamlessly into the beautifully updated kitchen, featuring Real Wood Cabinetry, Corian Countertops, Stainless appliances, ample storage, and generous workspace—perfect for entertaining guests or everyday living. The luxurious primary suite serves as a private waterfront retreat with its own Balcony, a generous Walk-in Closet, and a spacious en-suite Bath. Two additional bedrooms provide comfortable accommodations for family, friends, and overnight guests. The Oversized Two-Car Garage offers abundant space for vehicles, beach toys, bicycles, and additional storage—perfect for embracing the Florida coastal lifestyle. Located in the desirable Madeira Bay Townhomes community, residents enjoy a Waterfront Pool and Spa, and beautifully maintained grounds. Whether you're searching for a primary residence, a vacation getaway, or an investment property, this home offers Luxurious living with exceptional flexibility. Best of all, you're just across the street from our pristine Gulf Coast beaches and Johns Pass Village, offering shopping, restaurants, waterfront dining, fishing charters, and entertainment galore. From boating and beach days to unforgettable sunsets, this is coastal living at its finest. Call to schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,223
Sqft
0 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,335 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,335/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Madeira Beach actives
$355 vs $613
Days on market
10 vs 86 typical
Where $355/sqft sits among the 113 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $620K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
54 of 113
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 131ST AVENUE E UNIT F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,350,000
11723 1ST STREET E
3 bd · 3 ba · 2,276 sqft · $593/sqft · 166 DOM
Sold · Oct ’25$1,300,000
11715 1ST STREET E
3 bd · 3 ba · 2,315 sqft · $562/sqft · 14 DOM
Sold · Mar ’26$1,350,000
12108 LAGOON LANE
2 bd · 2.5 ba · 2,352 sqft · $574/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 116 131ST AVENUE E UNIT F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 131ST AVENUE E UNIT F — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
116 131ST AVENUE E UNIT F FAQs
What would the monthly payment be for 116 131ST AVENUE E UNIT F?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 116 131ST AVENUE E UNIT F?+
The most recent tax bill on record (2025) was $7,471. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 116 131ST AVENUE E UNIT F?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $788,800, this home is listed about 5% above the Madeira Beach median of $750,000. The market section on this page shows how the area is trending.
Which schools are assigned to 116 131ST AVENUE E UNIT F?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$788,800 runs 68% above the MADEIRA BEACH 33708 median — but at 2,223 sqft it's also nearly twice the size of the typical Madeira Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE C SMITH REAL ESTATE GROUP LLC · Travis Pettengil, PLL. MLS #TB8531358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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