13405 ARBOR POINTE CIRCLE UNIT 104, TAMPA, FL, 33617
Active11 days on marketListed Jul 21, 2026MLS #TB8531153
About this home
13405 ARBOR POINTE CIRCLE UNIT 104
Welcome to this well-maintained, fully furnished ground-floor condo in the desirable Stone Creek Pointe community in Uptown Tampa near Fletcher Avenue. Located in the first building at the entrance, this unit offers convenient access in and out of the community. This move-in-ready condo features 2 bedrooms, 2 bathrooms, walk-in closets, private bathrooms for each bedroom, a spacious kitchen, and a laundry room with washer and dryer. The covered, screened-in patio overlooks a peaceful wooded area with no rear neighbors. Enjoy resort-style amenities, including a swimming pool, tennis courts, fitness center, and clubhouse. Community improvements are underway, including a new roof, exterior painting, and siding repairs. The seller has already paid the special assessment for the new roof in full. Whether you want to make this your full-time home, owner-occupy the property, or use it as an investment property, this condo offers flexibility and opportunity. The community also allows certain rental options, including short-term rentals subject to association restrictions, making it an attractive choice for investors seeking rental income potential. Conveniently located near USF, major hospitals, restaurants, shopping, Busch Gardens, Downtown Tampa, and major highways.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,144
Sqft
0 ac
Lot size
1986
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
$/sqft vs Tampa actives
$122 vs $300
Days on market
11 vs 33 typical
Where $122/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
180 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the Tampa median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 13405 ARBOR POINTE CIRCLE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$120,000
13289 ARBOR POINTE CIRCLE UNIT 201 · same community
2 bd · 2 ba · 1,132 sqft · $106/sqft · 205 DOM
Sold · Apr ’26$90,000
13367 ARBOR POINTE CIRCLE UNIT 304 · same community
1 bd · 1 ba · 814 sqft · $111/sqft · 80 DOM
Sold · Aug ’25$218,000
6120 E 110TH AVENUE
3 bd · 2 ba · 1,128 sqft · $193/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13405 ARBOR POINTE CIRCLE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13405 ARBOR POINTE CIRCLE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13405 ARBOR POINTE CIRCLE UNIT 104 FAQs
What would the monthly payment be for 13405 ARBOR POINTE CIRCLE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,236/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13405 ARBOR POINTE CIRCLE UNIT 104?+
The most recent tax bill on record (2025) was $2,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13405 ARBOR POINTE CIRCLE UNIT 104?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $139,999, this home is listed about 70% below the Tampa median of $464,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Tampa market on paper
$139,999 is 70% below the Tampa median of $464,900, and at $122/sqft it sits under the Tampa average of $348.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $142,000, now $139,999 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Minh Ho. MLS #TB8531153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 13405 ARBOR POINTE CIRCLE UNIT 104 but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →