6628 DEERING CIRCLE, SARASOTA, FL, 34240
Active3 days on marketListed Jul 21, 2026MLS #TB8531147
About this home
6628 DEERING CIRCLE
Welcome to Deerfield, a well-established Sarasota community. This HUD Home features 2 bedrooms, 2 bathrooms, a split-bedroom floor plan, high ceilings, a versatile den, and a spacious lanai perfect for relaxing or entertaining. Conveniently located near UTC, Lakewood Ranch, downtown Sarasota, shopping, dining, and Gulf Coast beaches. This home offers a great opportunity for updates and personal touches. HUD Case #093-595544. Sold As-Is.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,716
Sqft
0.2 ac
Lot size
2
Garage
1998
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,914 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,914/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.6%
$/sqft vs Sarasota actives
$214 vs $331
Days on market
3 vs 58 typical
Where $214/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34240 — neighborhood snapshot
Population
16,356
Median age
51.4
Median income
$126,048
Median home value
$622,100
Avg household
2.55
Households w/ children
1,604
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
151 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 6628 DEERING CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$450,000
6664 DEERING CIRCLE · same community
2 bd · 2 ba · 1,716 sqft · $262/sqft · 59 DOM
Sold · Jul ’26$455,000
6632 DEERING CIRCLE · same community
2 bd · 2 ba · 1,690 sqft · $269/sqft · 40 DOM
Sold · May ’26$410,000
6600 DEERING CIRCLE · same community
2 bd · 2 ba · 1,652 sqft · $248/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6628 DEERING CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6628 DEERING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6628 DEERING CIRCLE FAQs
What would the monthly payment be for 6628 DEERING CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,914/mo — principal and interest, the actual property-tax bill, the $217/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6628 DEERING CIRCLE?+
The association fee works out to $217 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6628 DEERING CIRCLE?+
The most recent tax bill on record (2025) was $2,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6628 DEERING CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $368,000, this home is listed about 35% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6628 DEERING CIRCLE?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SARASOTA 34240 market on paper
$368,000 is 47% below the SARASOTA 34240 median of $695,990, and at $214/sqft it sits under the Sarasota average of $496.
02Fresh on the market
Only 3 days on market in a Sarasota market that averages 58 — if it fits, move quickly.
03Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STATEWIDE PREMIER PROPERTIES · Chad Crookes. MLS #TB8531147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 6628 DEERING CIRCLE but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →