David Ramirez
$219,0003 bd2 ba1,005 sqft$218 /sqft$2,336 /mo all-in ↓

3822 CORTEZ DRIVE UNIT D, TAMPA, FL, 33614

Active13 days on marketListed Jul 21, 2026MLS #TB8531137

CondominiumCORTEZ OF CARROLLWOOD A CONDOMINIUM

About this home

3822 CORTEZ DRIVE UNIT D

Offering the perfect blend of comfort, convenience, and low-maintenance living, this second-floor condo delivers an inviting atmosphere from the moment you step inside. Outfitted with sleek, durable luxury vinyl flooring throughout, the thoughtfully designed layout features a light-filled living space that flows effortlessly into a functional kitchen, creating an ideal setting for both relaxing and daily entertaining. Situated on the top level of the building, the residence benefits from added privacy with no upstairs neighbors, while the private screened-in balcony provides a peaceful outdoor space to relax and unwind. Generously sized bedrooms and modern touches make this home a standout opportunity whether you are seeking a primary residence or a turnkey investment. Ideally positioned in Tampa, residents enjoy quick access to TPA, concerts, sporting events, local dining, shopping, major thoroughfares, and all the vibrant amenities the Tampa Bay area has to offer. Quick access to Tampa's highways gets you to world class beaches in about 40 minutes. Schedule your private tour today to experience this fantastic property firsthand.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,005

Sqft

0 ac

Lot size

1972

Year built

One

Levels

$218

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Other · Wood Frame
FoundationOther
FacesSoutheast
ParkingAssigned
ExteriorSliding Doors · Storage

Community & fees

HOA fee$600/mo
Taxes (2025)$2,276/yr
PetsYes
CommunityDeed Restrictions · Pool · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,336 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$190
Condo fee — from the listing$600
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,665
Interest rate6.00%
Loan term

Estimated payment

$2,336/mo

Principal & interest$1,289
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$190
HOA / condo fee$600
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$218 vs $299

Days on market

13 vs 33 typical

Where $218/sqft sits among the 400 Tampa actives

154 · this home
123
53
23
15
32
$153–264$264–376$376–487$487–598$598–709$709+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 3822 CORTEZ DRIVE UNIT D

Drive times from this address

Downtown Tampa15 min
Tampa Int’l Airport (TPA)17 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33614 — neighborhood snapshot

Population

46,218

Median age

40

Median income

$51,143

Median home value

$295,700

Avg household

2.52

Households w/ children

4,623

For the school run

Hillsborough County School District

ElementaryCrestwood Elementary School★★★★★
HighLeto High School★★★★★
MiddlePierce Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

185 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the TAMPA 33614 median. See the full Tampa market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $219,000 · 13 days on market since
1972Built · CORTEZ OF CARROLLWOOD A CONDOMINIUM

Reality check

What actually sold near 3822 CORTEZ DRIVE UNIT D

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7210 N MANHATTAN AVENUE UNIT 1122Sold · Nov ’25

$160,000

7210 N MANHATTAN AVENUE UNIT 1122

2 bd · 2 ba · 1,005 sqft · $159/sqft · 8 DOM

4017 CEDAR LIMB COURTSold · Oct ’25

$219,900

4017 CEDAR LIMB COURT

2 bd · 2.5 ba · 1,037 sqft · $212/sqft · 122 DOM

4010 PINE LIMB COURTSold · Feb ’26

$190,000

4010 PINE LIMB COURT

2 bd · 2.5 ba · 1,037 sqft · $183/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3822 CORTEZ DRIVE UNIT D — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3822 CORTEZ DRIVE UNIT D — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3822 CORTEZ DRIVE UNIT D FAQs

What would the monthly payment be for 3822 CORTEZ DRIVE UNIT D?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,336/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3822 CORTEZ DRIVE UNIT D?+

The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3822 CORTEZ DRIVE UNIT D?+

The most recent tax bill on record (2025) was $2,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3822 CORTEZ DRIVE UNIT D?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $219,000, this home is listed about 53% below the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3822 CORTEZ DRIVE UNIT D?+

Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KAP RATE LIVING LLC · Claudia Cano. MLS #TB8531137.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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