520 S ARMENIA AVENUE UNIT 1235, TAMPA, FL, 33609
Active21 days on marketListed Jul 22, 2026MLS #TB8531075
About this home
520 S ARMENIA AVENUE UNIT 1235
Virtually Staged. Live in the Heart of SOHO at The Madison! Don't miss this incredible opportunity to own a beautifully designed 1-bedroom, 1-bathroom condo in one of Tampa's most sought-after neighborhoods. Located on the 3rd floor, this unit features 10-foot ceilings, exposed stove-pipe ventilation for an urban loft feel, and a private pool view. The attached parking garage provides convenience and security, while the in-unit washer and dryer and energy-efficient on-demand water heater add everyday comfort. This floor plan is ideal for professionals, first-time buyers, or University of Tampa students, with enough space to comfortably accommodate roommates or a home office. Step outside and experience the unbeatable SOHO lifestyle. Walk to Tampa's most popular restaurants, coffee shops, nightlife, boutiques, Publix, Aldi, Hyde Park Village, and the iconic Bayshore Boulevard for waterfront walks, biking, running, and skating. You're just minutes from Downtown Tampa, Tampa General Hospital, Water Street, Sparkman Wharf, and the University of Tampa. Commuting is effortless with Tampa International Airport only 10 minutes away, and Florida's award-winning Gulf Coast beaches are just a short drive. Highlights include: 3rd-floor unit with desirable pool views 10-foot ceilings and modern industrial character Attached parking garage space C03 In-unit washer & dryer Energy-efficient tankless (on-demand) water heater Exceptional walkability to dining, shopping, entertainment, and recreation Minutes to UT, Downtown Tampa, TGH, Hyde Park, and Bayshore Boulevard Located within highly regarded school zones Whether you're searching for your next home, a convenient Tampa retreat, or an investment in one of the city's most desirable locations, this condo offers the lifestyle buyers are looking for. Schedule your private showing today before this SOHO gem is gone!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
789
Sqft
0 ac
Lot size
1
Garage
2001
Year built
One
Levels
$379
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,924 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,924/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs Tampa actives
$379 vs $299
Days on market
21 vs 44 typical
Where $379/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hyde Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Hyde Park — neighborhood snapshot
Population
11,614
Median age
38
Median income
$121,864
Median home value
$694,528
Avg household
2
Households w/ children
1,017
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 S ARMENIA AVENUE UNIT 1235
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$245,000
520 S ARMENIA AVENUE UNIT 1232 · same community
1 bd · 1 ba · 789 sqft · $311/sqft · 541 DOM
Sold · Jun ’26$265,000
520 S ARMENIA AVENUE UNIT 1238 · same community
1 bd · 1 ba · 789 sqft · $336/sqft · 77 DOM
Sold · Dec ’25$283,000
520 S ARMENIA AVENUE UNIT 1226 · same community
1 bd · 1 ba · 789 sqft · $359/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 520 S ARMENIA AVENUE UNIT 1235 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 S ARMENIA AVENUE UNIT 1235 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
520 S ARMENIA AVENUE UNIT 1235 FAQs
What would the monthly payment be for 520 S ARMENIA AVENUE UNIT 1235?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,924/mo — principal and interest, the actual property-tax bill, the $475/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 520 S ARMENIA AVENUE UNIT 1235?+
The association fee works out to $475 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 520 S ARMENIA AVENUE UNIT 1235?+
The most recent tax bill on record (2025) was $4,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 S ARMENIA AVENUE UNIT 1235?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $299,000, this home is listed about 34% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 520 S ARMENIA AVENUE UNIT 1235?+
Wilson Middle School (middle), Gorrie Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33609 market on paper
$299,000 is 30% below the TAMPA 33609 median of $425,000.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Wilson Middle School, Gorrie Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Wilson Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Curtis Rudolph. MLS #TB8531075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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