David Ramirez
$970,0005 bd4.5 ba4,272 sqft$227 /sqft$6,217 /mo all-in ↓

1515 VALIER POINT, ZEPHYRHILLS, FL, 33541

Active5 days on marketListed Jul 20, 2026MLS #TB8531055

New constructionSingle Family ResidenceTWO RIVERS PRCL D2

About this home

1515 VALIER POINT

One or more photo(s) has been virtually staged. Welcome to this exceptional Pulte Roseland model in the highly sought-after Two Rivers community In Zephyrhills FL. Situated on a premium cul-de-sac lakeview lot, this beautifully upgraded one-year-old home offers 5 bedrooms, 4.5 bathrooms, and 4,272 square feet of thoughtfully designed living space, complete with a 3-car garage plus tandem. This home features extensive post-closing upgrades, including elegant marble flooring throughout the first level, upgraded carpeting upstairs, Luxe Bidet on all toilets, and a custom-built glass door-enclosed room perfect as a wine cellar, private library, or showcase space. The home also includes 2" Kitchen countertops not currently offered by the builder. Many added custom features providing a distinctive and exclusive finish that sets it apart from other homes in the community. Additional premium features include Tesla solar panels, a water softener, Lorex 360° outdoor security system, Eero whole-home Wi-Fi extender, a pre-wired media/movie room ready for your personal theater, landscape French drain and rain gutters. Enjoy outdoor living year-round on the screened lanai overlooking a serene pond. Soffit lighting and electric car plug. For added peace of mind, the home includes the Pulte builder warranty covering the HVAC, plumbing, electrical, roof, and structural components. Located in the Delyle Village of Two Rivers, the closest neighborhood to the long awaited The Landing Opening February 2027, a resort-style amenity center featuring a private social club, wellness center, fitness classes, aquatic area and water slide pools, including a full-service casual restaurant. Why wait 8 to 10 months to build when you can close in 30 days. Experience luxury, convenience, and exceptional value in one of the area's most exciting new communities. Two Rivers is a premier golf cart-friendly master-planned community ideally located just off Morris Bridge Road and State Road 56, with convenient access to US-301, I-75, Wiregrass Mall, Tampa Premium Outlets, dining, and multiple hospitals. Planned future amenities include Publix, Walmart, a K-8 school, an 85-acre district park, scenic walking and biking trails, a wave pool water park, a hotel, and a championship golf course on the Hillsborough County side of the community, offering an exceptional lifestyle with unmatched convenience and recreation. LIMITED TIME BUYER INCENTIVE: Buyers who finance with the seller's preferred lender will receive a complimentary appraisal for new loan applications that close on or before August 31st. Request your private showing TODAY before this beauty gets away!!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,272

Sqft

0.19 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$227

Per sqft

Water view

Inside

FlooringCarpet · Marble
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range · Tankless Water Heater · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · In Wall Pest System · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Tandem
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$23/mo
Taxes (2025)$5,235/yr
PetsNo
CommunityGolf Carts OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Connected · Phone Available · Public · Sewer Available · Solar · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,217 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,234
PMI (est., until 20% equity)$364
Property tax — 2025 actual bill$436
HOA fee — from the listing$23
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,000
Interest rate6.00%
Loan term

Estimated payment

$6,217/mo

Principal & interest$5,234
PMI (est., until 20% equity)$364
Property taxes (actual bill)$436
HOA / condo fee$23
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $970K
$702KedgeAI estimate $753,517 · range $731K$810K$1.0M

vs edgeAI estimate

+28.7%

$/sqft vs Zephyrhills actives

$227 vs $170

Days on market

5 vs 44 typical

Where $227/sqft sits among the 400 Zephyrhills actives

54
65
94
78
64
45 · this home
$102–126$126–151$151–175$175–200$200–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 1515 VALIER POINT

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$310K$350K

Zephyrhills median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

206 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 198% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $970,000 · 5 days on market since
2025Built · TWO RIVERS PRCL D2

Reality check

What actually sold near 1515 VALIER POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

35041 COLSTRIP TRAILSold · Feb ’26

$867,660

35041 COLSTRIP TRAIL

4 bd · 4 ba · 4,272 sqft · $203/sqft · 0 DOM

35076 COLSTRIP TRAILSold · Aug ’25

$955,710

35076 COLSTRIP TRAIL

5 bd · 4 ba · 4,272 sqft · $224/sqft · 0 DOM

1515 VALIER POINTSold · Sep ’25

$843,509

1515 VALIER POINT

5 bd · 4.5 ba · 4,272 sqft · $197/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1515 VALIER POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1515 VALIER POINT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1515 VALIER POINT FAQs

What would the monthly payment be for 1515 VALIER POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,217/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1515 VALIER POINT?+

The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1515 VALIER POINT?+

The most recent tax bill on record (2025) was $5,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1515 VALIER POINT?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $970,000, this home is listed about 214% above the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1515 VALIER POINT?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$970,000 runs 198% above the ZEPHYRHILLS 33541 median — but at 4,272 sqft it's also nearly 3 times the size of the typical Zephyrhills listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 5 days on market in a Zephyrhills market that averages 44 — if it fits, move quickly.

Listing courtesy of EXP REALTY LLC · Giselle McNab. MLS #TB8531055.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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