23814 CORAL RIDGE LANE, LAND O LAKES, FL, 34639
Active23 days on marketListed Jul 23, 2026MLS #TB8530923
Come see it
Upcoming open house
Sat, Aug 15
11:00 AM – 2:00 PM
About this home
23814 CORAL RIDGE LANE
Welcome to The Reserve at Plantation Palms where your new home awaits! With 2-beds/2-baths/1-versatile den/office, large great room, breakfast nook, screened lanai and 2-car garage, this St Thomas floor plan is a surprisingly roomy open concept home w/abundant windows filling the home with natural light. At 1,341 square feet this thoughtfully designed split-floor plan home features vaulted ceilings in the main living area and primary bedroom and tasteful farmhouse décor w/wood look plank tile flooring throughout. The well-appointed kitchen features cream-colored cabinetry, newer slate stainless steel appliances, a convenient breakfast bar, and plenty of workspace for preparing meals or gathering with family and friends accompanied by the generously sized breakfast nook ideal for daily meals. The oversized primary suite offers a private retreat w/plenty of room to unwind and the en-suite primary bath includes a walk-in shower and a large walk-in closet designed for optimal organization and storage. This ideal floor plan includes bed/bath-2 at the opposite side of the home and a spacious den/office near the front entrance w/French doors. Additional highlights include a dedicated laundry room with the washer/dryer included for added convenience. Step outside to enjoy the spacious rear-facing screened lanai and watch the deer come to play. Some of the homes additional features include; new roof in 2023, new exterior paint 2024, AC 2015, ceiling fans, medicine cabinets in both bathrooms, window blinds, custom light fixtures, Ring doorbell camera, garage door opener, rain gutters, new coach lights, nighttime walkway lighting, Rain Bird irrigation system, exterior flag mount, environmentally friendly stone landscaping and so much more. The Reserve is an enclave of 237 maintenance free single-family homes nestled within the larger gated Plantation Palms, one of Tampa Bay’s premier golf communities. The low monthly maintenance fee includes; roof replacement, exterior painting, grounds maintenance, Spectrum Platinum cable/internet service, trash pickup and a heated community pool. For additional fees, residents can also enjoy The Plantation Palms Semi-Private Golf Club which has won The Tampa Bay Times Best of the Bay Golf Course award for five straight years, Mulligan’s Irish Pub which features a bar & grill type menu w/daily specials and weekly events, banquet facility available for special events, practice driving range and miniature-golf course. The community’s dynamic location is only minutes from the Land O’ Lakes Recreation Center and Public Library, Tampa Premium Outlets, shops, restaurants, schools, three hospitals and I-75 for an easy commute to downtown Tampa and to TIA.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,341
Sqft
0.13 ac
Lot size
2
Garage
2002
Year built
One
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,903 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,903/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.5%
$/sqft vs Land O Lakes actives
$246 vs $204
Days on market
23 vs 44 typical
Where $246/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
236 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 23814 CORAL RIDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$360,000
12900 SIGMUND STREET · same community
4 bd · 2 ba · 1,754 sqft · $205/sqft · 48 DOM
Sold · Dec ’25$435,000
12651 WIND CHIME COURT · same community
4 bd · 3 ba · 1,998 sqft · $218/sqft · 116 DOM
Sold · Sep ’25$420,000
3238 SAGO POINT COURT · same community
3 bd · 2 ba · 2,042 sqft · $206/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23814 CORAL RIDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23814 CORAL RIDGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23814 CORAL RIDGE LANE FAQs
What would the monthly payment be for 23814 CORAL RIDGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,903/mo — principal and interest, the actual property-tax bill, the $251/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23814 CORAL RIDGE LANE?+
The association fee works out to $251 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23814 CORAL RIDGE LANE?+
The most recent tax bill on record (2025) was $4,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23814 CORAL RIDGE LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $329,900, this home is listed about 22% below the Land O Lakes median of $422,050. The market section on this page shows how the area is trending.
Which schools are assigned to 23814 CORAL RIDGE LANE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34639 market on paper
$329,900 is 16% below the LAND O LAKES 34639 median of $393,900.
02Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $334,900, now $329,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA BAY PREMIER REALTY · Joseph Zani. MLS #TB8530923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 23814 CORAL RIDGE LANE but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →