4212 NEIL LANE, BRADENTON, FL, 34208
Active4 days on marketListed Jul 20, 2026MLS #TB8530853
About this home
4212 NEIL LANE
Welcome to Bradenton's River Isles 55+ Community! Built in 1974, this home offers 3 bedrooms, 2 bathrooms, 1 car garage, 1 carport, 1634 square feet and a bonus room. Step inside to a spacious living and dining room combination that flows seamlessly into the kitchen. The galley kitchen features plenty of cabinet and counter space and eat in area. Just off the dining room through sliding doors find a Bonus room - perfect for additional living with views of the backyard. The primary suite can be found off the eat in area and includes closet, vanity, step in shower and sliding doors giving access to the bonus room/Florida room. The secondary bedrooms are situated on the other side of the home and share a full bathroom. Great central location with easy access to interstate, shopping, dining, and everyday essentials. It's good to be home. This property may qualify for Seller Financing (Vendee).
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,634
Sqft
0.14 ac
Lot size
1974
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,581 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,778/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.6%
$/sqft vs Bradenton actives
$132 vs $236
Days on market
4 vs 53 typical
Where $132/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
187 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4212 NEIL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$279,000
806 HICKORY LANE · same community
3 bd · 2 ba · 1,653 sqft · $169/sqft · 155 DOM
Sold · Oct ’25$350,000
3994 LAKEWOOD AVENUE · same community
3 bd · 2 ba · 1,656 sqft · $211/sqft · 48 DOM
Sold · Apr ’26$400,000
3995 LAKEWOOD AVENUE · same community
2 bd · 2 ba · 1,664 sqft · $240/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4212 NEIL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4212 NEIL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4212 NEIL LANE FAQs
What would the monthly payment be for 4212 NEIL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,581/mo — principal and interest, estimated property taxes, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4212 NEIL LANE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4212 NEIL LANE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4212 NEIL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $215,000, this home is listed about 46% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4212 NEIL LANE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARTER COMPANY REALTORS · Trish Carter. MLS #TB8530853.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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