401 S KENTUCKY AVENUE, DELAND, FL, 32724
Active16 days on marketListed Jul 25, 2026MLS #TB8530779
About this home
401 S KENTUCKY AVENUE
Prime Buildable Corner Lot in DeLand – Ready for Your New Home! 0.18 Acres | Corner Lot | City Water & Sewer | No HOA | ADUs Allowed Don't miss this exceptional opportunity to own a buildable residential lot located within the Deland city limits, where convenience meets potential. This ready-to-build homesite offers access to city water, city sewer, electricity, paved roads, and other municipal services, making it an ideal location for your custom home or investment property. Deland will allow an attached or detached Additional Dwelling Unit (ADU) on this lot. This allows for additional income or flexible living arrangements. Enjoy the benefits of living short distance to everything while creating a home that fits your lifestyle. Schools, shopping, restaurants, parks, medical facilities, and major highways are all just minutes away, providing easy access to daily conveniences and commuting. Whether you're a homeowner ready to build your dream home or a builder/Investor looking for your next project, this lot offers outstanding value in an established and growing community. Enjoy the flexibility of designing a custom home while benefiting from the convenience of established city infrastructure. Property Highlights: Fully buildable residential City lot,High and dry -- 78 feet wide and 100 feet deep.Located within DeLand city limits,Public water available,Public sewer available,No expensive well or septic required.City electric service available, Paved road frontage,Convenient access to schools, shopping, dining, medical facilities, and parks.Minutes from Historic Downtown DeLand.Easy commute to Orlando, Daytona Beach, and nearby beaches .Great opportunity for a custom home or investment property Enjoy the charm of one of Central Florida's most desirable communities while still being short distance to everything. DeLand is known for its award-winning downtown, year-round events, beautiful parks, and excellent quality of life. Imagine living just minutes from everyday conveniences while enjoying the freedom to build a home that fits your lifestyle. With buildable city lots becoming increasingly difficult to find, this property offers exceptional value and long-term potential. Whether you're planning to build now or invest for the future, don't miss this chance to own a desirable homesite in an established community with all the benefits of city services. Bring your builder and your vision—this is your opportunity to create something special in one of Florida's most sought-after small cities. Build now or hold as an investment while land values continue to grow.
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$500 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$500/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32724 — neighborhood snapshot
Population
43,615
Median age
43.7
Median income
$72,729
Median home value
$283,100
Avg household
2.43
Households w/ children
4,433
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 S KENTUCKY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$85,000
2 LENOX COURT
2 bd · 1 ba · 530 sqft · $160/sqft · 151 DOM
Sold · Aug ’25$77,000
1224 S DELAWARE AVENUE
3 bd · 1 ba · 640 sqft · $120/sqft · 15 DOM
Sold · Apr ’26$75,000
1121 S ADELLE AVENUE
1 bd · 1 ba · 640 sqft · $117/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 S KENTUCKY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 S KENTUCKY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 S KENTUCKY AVENUE FAQs
What would the monthly payment be for 401 S KENTUCKY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 401 S KENTUCKY AVENUE?+
The most recent tax bill on record (2025) was $663. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deland?+
At $45,000, this home is listed about 88% below the Deland median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 401 S KENTUCKY AVENUE?+
Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8530779.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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