
2454 AUSTRALIA WAY E UNIT 32, CLEARWATER, FL, 33763
Active2 days on marketListed Jul 20, 2026MLS #TB8530751
About this home
2454 AUSTRALIA WAY E UNIT 32
Virtually Staged. Welcome home to this beautifully updated 2-bedroom, 2-bathroom second-floor condo in the highly sought-after On Top of the World 55+ community in Clearwater. Offering approximately 1,100 square feet of comfortable living space, this move-in-ready home combines modern updates with the incredible lifestyle this community is known for. Step inside through the main entrance into the spacious living and dining areas, where you'll find fresh interior paint and luxury vinyl plank flooring that extends throughout the living room, dining room, and both bedrooms. The beautifully remodeled kitchen features brand-new appliances, making it the perfect space for everyday living and entertaining. One of this home's unique features is its flexible layout with two separate entrances. In addition to the main front door, the front bedroom offers its own private exterior entrance, making it ideal for guests, a home office, hobby room, or added convenience. Living in On Top of the World means enjoying an unmatched resort-style lifestyle. Residents have access to two heated swimming pools, relaxing hot tub, fitness centers, golf courses, two clubhouses, tennis courts, a woodworking shop, billiards room, and countless clubs and social activities designed for every interest. The monthly condominium fee offers exceptional value and includes water, sewer, trash, cable television, high-speed internet, and access to the community's outstanding amenities, allowing you to enjoy maintenance-free living at its best. Conveniently located near shopping, dining, medical facilities, Gulf beaches, and vibrant downtown Dunedin, this is your opportunity to enjoy the Florida lifestyle you've been dreaming of.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
1100 ac
Lot size
1969
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,337 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,337/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
Days on market
2 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2454 AUSTRALIA WAY E UNIT 32 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2454 AUSTRALIA WAY E UNIT 32 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2454 AUSTRALIA WAY E UNIT 32 FAQs
What would the monthly payment be for 2454 AUSTRALIA WAY E UNIT 32?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,337/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2454 AUSTRALIA WAY E UNIT 32?+
The most recent tax bill on record (2025) was $1,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2454 AUSTRALIA WAY E UNIT 32?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $160,000, this home is listed about 42% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2454 AUSTRALIA WAY E UNIT 32?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FULLER HOUSE REAL ESTATE · KerryAnn Fuller Rainey. MLS #TB8530751.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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