36645 SAGEMOOR DRIVE, ZEPHYRHILLS, FL, 33541
Active16 days on marketListed Jul 18, 2026MLS #TB8530638
About this home
36645 SAGEMOOR DRIVE
Be the first to occupy this brand-new, 2026-built Casa Fresca Indigo home in the vibrant Two Rivers community. House is available for an immediate occupancy. This thoughtful 5-bedroom, 3 full bathroom layout with a 2-car garage boasts soaring ceilings, luxury vinyl plank flooring, and modern finishes like quartz countertops, stainless-steel appliances, and a smart thermostat. Designed for flexible family living and entertaining, the floor plan features a secluded first-floor bedroom and full bath. Ideal for a guest or in-law suite. In addition to 4 bedrooms, there is an an expansive second-floor loft, a dedicated laundry room with washer and dryer hookups. The luxurious owner's suite complete with a double vanity and spacious walk-in closet. Outside, sliding glass doors lead to the scenic pond view. Beautiful two rivers community offers scenic wooded landscapes, miles of walking/biking trails and exclusive access to The Nest amenity hub’s resort-style pool, playground, multiple pickleball courts, picnic tables, club house and dog park. Just 10 minutes from the shopping and dining at Wiregrass Mall and The Grove at Wesley Chapel. Quick access to 301, I75 & Morris Bridge Road. Please call today to schedule a private showing.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,470
Sqft
0.11 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TWO RIVERS
$1 vs $193
Days on market
16 vs 44 typical
Where $1/sqft sits among the 96 homes for sale in TWO RIVERS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
61 of 96
TWO RIVERS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 36645 SAGEMOOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$440,000
37048 SAGEMOOR DRIVE · same community
5 bd · 3 ba · 2,470 sqft · $178/sqft · 8 DOM
Sold · Nov ’25$391,990
36179 SUNFLOWER HILL DRIVE · same community
5 bd · 3 ba · 2,453 sqft · $160/sqft · 134 DOM
Sold · Dec ’25$482,470
2237 STRATTEN DRIVE · same community
4 bd · 3 ba · 2,537 sqft · $190/sqft · 149 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 36645 SAGEMOOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36645 SAGEMOOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
36645 SAGEMOOR DRIVE FAQs
What would the monthly payment be for 36645 SAGEMOOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 36645 SAGEMOOR DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $2,950, this home is listed about 99% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 36645 SAGEMOOR DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Ovais Syed. MLS #TB8530638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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