1071 PERSIMMON DRIVE, PALM HARBOR, FL, 34683
Active4 days on marketListed Jul 19, 2026MLS #TB8530637
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 1:00 PM
About this home
1071 PERSIMMON DRIVE
Virtually Staged. Rarely does a home offer this perfect combination of privacy, location, and Florida lifestyle! Nestled on a beautifully private lot with no direct rear neighbors, this exceptional 3-bedroom, 2-bath pool home offers the peaceful backyard setting that today's buyers are searching for. Whether you're entertaining friends, enjoying family time, or simply unwinding after a long day, the expansive backyard provides plenty of room for a playset, garden, pets, or outdoor activities while maintaining an uncommon sense of seclusion. Inside, you'll find a spacious, thoughtfully designed floor plan featuring luxury vinyl plank flooring throughout the main living areas, three generously sized bedrooms—each with its own walk-in closet—and a large laundry room with abundant storage. The inviting family room centers around a charming wood-burning fireplace complete with an electric insert, creating the perfect ambiance year-round. The bright kitchen offers durable Corian countertops, a large pantry, ample cabinetry, and an efficient layout that keeps you connected to both the indoor and outdoor living spaces. Florida living truly shines outdoors. Three new sliding glass doors flood the home with natural light while seamlessly connecting the interior to the spectacular screened pool area. The oversized covered lanai creates an incredible outdoor entertaining space perfect for weekend barbecues, pool parties, morning coffee, or relaxing evenings overlooking your private backyard retreat. Additional updates include a new roof (2021), providing peace of mind for years to come. The location is simply outstanding. Just minutes from Ozona's charming waterfront community, you can walk or bike to local restaurants, quaint shops, the beloved ice cream shop, and neighborhood favorites. The nearby Pinellas Trail offers miles of scenic biking, walking, and jogging, while the convenient Jolly Trolley makes exploring the Gulf Coast easy and enjoyable. Spend your weekends at nearby Honeymoon Island State Park, Caladesi Island, downtown Palm Harbor, Crystal Beach, Dunedin, or Tarpon Springs, where you'll enjoy award-winning beaches, waterfront dining, festivals, boating, fishing, golf, concerts, breweries, and endless coastal recreation. Homes that combine an exceptionally private backyard, a screened pool, generous indoor and outdoor living spaces, and one of Pinellas County's most desirable locations are becoming increasingly difficult to find. This is your opportunity to enjoy the Florida lifestyle you've been dreaming of.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,848
Sqft
0.18 ac
Lot size
2
Garage
1982
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,674 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,674/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.5%
$/sqft vs Palm Harbor actives
$270 vs $259
Days on market
4 vs 42 typical
Where $270/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
209 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1071 PERSIMMON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$440,000
1031 FOREST GROVE BOULEVARD · same community
3 bd · 2 ba · 1,625 sqft · $271/sqft · 26 DOM
Sold · Mar ’26$455,000
271 SWEETGUM COURT · same community
3 bd · 2 ba · 1,404 sqft · $324/sqft · 4 DOM
Sold · Apr ’26$465,000
1023 MINEOLA CIRCLE · same community
3 bd · 2 ba · 1,380 sqft · $337/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1071 PERSIMMON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1071 PERSIMMON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1071 PERSIMMON DRIVE FAQs
What would the monthly payment be for 1071 PERSIMMON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,674/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1071 PERSIMMON DRIVE?+
The most recent tax bill on record (2025) was $4,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1071 PERSIMMON DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $498,500, this home is listed about 33% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1071 PERSIMMON DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$498,500 runs 22% above the PALM HARBOR 34683 median — but at 1,848 sqft it's also 26% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ELITE REALTY · Kim Adams. MLS #TB8530637.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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