
14054 VIVIAN DRIVE, MADEIRA BEACH, FL, 33708
Active15 days on marketListed Jul 18, 2026MLS #TB8530616
About this home
14054 VIVIAN DRIVE
Opportunity awaits in the highly desirable Madeira Beach community! This property is being sold AS-IS and offers incredible potential for investors, builders, or buyers looking to create their dream coastal retreat. The home is in need of repairs and renovations, making it an excellent candidate for restoration or redevelopment. Conveniently located just minutes from the Gulf beaches, restaurants, shopping, marinas, parks, and entertainment, this property offers the chance to enjoy the Florida beach lifestyle in a prime location. Whether you're looking for your next investment project or a place to customize to your own taste, don't miss this unique opportunity to own in one of Pinellas County's most sought-after beach communities.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,073
Sqft
0.18 ac
Lot size
1
Garage
1949
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,391 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,391/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs Madeira Beach actives
$261 vs $613
Days on market
15 vs 88 typical
Where $261/sqft sits among the 113 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $585K
Madeira Beach median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
54 of 113
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 14054 VIVIAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,050,000
14071 N BAYSHORE DRIVE · same community
4 bd · 3 ba · 2,380 sqft · $441/sqft · 9 DOM
Sold · Jun ’26$377,000
12055 3RD STREET E UNIT 101
2 bd · 2 ba · 1,060 sqft · $356/sqft · 154 DOM
Sold · Dec ’25$250,000
12405 3RD STREET E UNIT 304
2 bd · 2 ba · 1,045 sqft · $239/sqft · 677 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14054 VIVIAN DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14054 VIVIAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14054 VIVIAN DRIVE FAQs
What would the monthly payment be for 14054 VIVIAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,391/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14054 VIVIAN DRIVE?+
The most recent tax bill on record (2025) was $5,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madeira Beach?+
At $279,900, this home is listed about 65% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14054 VIVIAN DRIVE?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MADEIRA BEACH 33708 market on paper
$279,900 is 40% below the MADEIRA BEACH 33708 median of $469,950, and at $261/sqft it sits under the Madeira Beach average of $742.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VYLLA HOME · Terry Dow Harris. MLS #TB8530616.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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