4298 HARBOUR PALM DRIVE, HOLIDAY, FL, 34691
Active9 days on marketListed Jul 21, 2026MLS #TB8530575
About this home
4298 HARBOUR PALM DRIVE
Virtually Staged. Welcome to **4298 Harbour Palm Drive**, a beautifully designed townhome in the sought-after Anclote Square community of Holiday. Built in 2023 with solid concrete block construction, this move-in ready residence offers the largest floor plan in the community, featuring 1,674 heated square feet, 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout perfect for everyday living and entertaining. Step inside to discover an open-concept floor plan with stylish tile flooring throughout the main level and abundant natural light. The chef-inspired kitchen is the heart of the home, showcasing granite countertops, custom wood cabinetry, bar seating, a spacious pantry, and plenty of prep space for cooking and gathering. The adjoining living and dining areas provide an inviting space for family and friends, while sliding glass doors lead to the covered rear patio where you can relax and enjoy the privacy of **no rear neighbors**. Upstairs, the spacious primary suite offers a peaceful retreat with a large walk-in closet and an ensuite bathroom featuring dual vanities and a walk-in shower. Two additional generously sized bedrooms share a full bathroom, while the conveniently located upstairs laundry room makes everyday chores a breeze. Anclote Square offers the perfect blend of low-maintenance living and exceptional value with low HOA fees and no CDD fees. The HOA includes internet, cable, water, sewer, trash service, exterior maintenance, and escrow reserves, allowing you to spend more time enjoying the Florida lifestyle. Located out of the flood zone with no flood insurance required! Ideally located, you'll be just minutes from the scenic waterfront at Anclote River Park, Key Vista Nature Park, and Anclote Gulf Park, where you can enjoy walking trails, fishing, kayaking, boating, playgrounds, and breathtaking Gulf sunsets. The nearby Coastal Anclote Trail provides miles of biking and walking opportunities, while the famous Tarpon Springs Sponge Docks are just a short drive away, offering waterfront dining, shopping, festivals, and authentic Greek cuisine. Everyday conveniences are equally close, with Publix, Aldi, shopping centers, restaurants, and the US-19 retail corridor just minutes from home. Whether you're searching for your first home, a seasonal Florida retreat, or a low-maintenance lifestyle close to parks, beaches, shopping, and dining, this exceptional townhome checks all the boxes. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,674
Sqft
0.05 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,797 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,797/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Holiday actives
$191 vs $187
Days on market
9 vs 37 typical
Where $191/sqft sits among the 272 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
152 of 272
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 4298 HARBOUR PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$355,000
3116 DOMINO DRIVE
3 bd · 2 ba · 1,688 sqft · $210/sqft · 7 DOM
Sold · May ’26$285,000
1714 SPRINGDALE DRIVE
3 bd · 2 ba · 1,622 sqft · $176/sqft · 13 DOM
Sold · Sep ’25$387,000
5022 FOREST HILLS DRIVE
3 bd · 2.5 ba · 1,860 sqft · $208/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4298 HARBOUR PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4298 HARBOUR PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4298 HARBOUR PALM DRIVE FAQs
What would the monthly payment be for 4298 HARBOUR PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,797/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4298 HARBOUR PALM DRIVE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4298 HARBOUR PALM DRIVE?+
The most recent tax bill on record (2025) was $5,075. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4298 HARBOUR PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $319,000, this home is listed about 30% above the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4298 HARBOUR PALM DRIVE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Margot Toomey. MLS #TB8530575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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