345 VILLA CORTE DRIVE, LUTZ, FL, 33549
Active5 days on marketListed Jul 18, 2026MLS #TB8530573
About this home
345 VILLA CORTE DRIVE
Luxury Villa for Rent in the Gated Community of Villa Del Lago.Luxury Villa for Rent in the Gated Community of Villa Del Lago Experience maintenance-free living in the highly desirable gated community of Villa Del Lago. This beautifully upgraded, less than one-year-old villa offers 2,123 square feet of thoughtfully designed living space with 3 bedrooms, 2.5 bathrooms, a dedicated office, and a 2-car garage. Enter through your private gated courtyard and into a bright, open floor plan filled with natural light. The gourmet kitchen features quartz countertops, a large center island with seating, elegant soft-close wood cabinetry, upgraded stainless steel appliances, and overlooks the spacious living and dining areas—perfect for everyday living and entertaining. The first-floor office/den includes double doors, a large walk-in closet, and courtyard views, making it ideal as a home office, guest room, or flex space. The oversized first-floor primary suite offers tile flooring, a luxurious en-suite bath with dual vanities, a walk-in shower, and an expansive walk-in closet. Upstairs, you'll find two generously sized bedrooms connected by a Jack-and-Jill bathroom with dual sinks, providing comfort and privacy for family or guests. Additional features include tile flooring throughout the main living areas, a large first-floor laundry room, extensive crown molding, a convenient half bath for guests, an oversized two-car garage with extra storage space, and a spacious screened lanai overlooking a peaceful conservation area for added privacy. Rent includes access to outstanding community amenities and services, including lawn maintenance, exterior maintenance, Spectrum cable and internet, gated entry, and the community swimming pool. Ideally located just minutes from Downtown Tampa, the University of South Florida, Moffitt Cancer Center, the VA Hospital, major medical facilities, I-275, Tampa International Airport, shopping, dining, and the Gulf Coast beaches, this exceptional villa offers the perfect blend of luxury, convenience, and low-maintenance living. Schedule your private tour today and make this beautiful Villa Del Lago residence your next home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,198
Sqft
0.12 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$2 vs $244
Days on market
5 vs 35 typical
Where $2/sqft sits among the 262 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 262
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 345 VILLA CORTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$495,000
288 VILLA CORTE DRIVE · same community
3 bd · 2 ba · 1,671 sqft · $296/sqft · 41 DOM
Sold · Nov ’25$575,000
274 VILLA LUNA LANE
3 bd · 2.5 ba · 2,198 sqft · $262/sqft · 36 DOM
Sold · Apr ’26$543,200
603 SPECK COURT
4 bd · 2.5 ba · 2,226 sqft · $244/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 345 VILLA CORTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 345 VILLA CORTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
345 VILLA CORTE DRIVE FAQs
What would the monthly payment be for 345 VILLA CORTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 345 VILLA CORTE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $3,400, this home is listed about 99% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 345 VILLA CORTE DRIVE?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33549 market on paper
$3,400 is 99% below the LUTZ 33549 median of $440,000, and at $2/sqft it sits under the Lutz average of $269.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Lutz market that averages 35 — if it fits, move quickly.
04Strong assigned schools
Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Valiyaveedan Thomas. MLS #TB8530573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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