3103 S BAY BERRY POINT, INVERNESS, FL, 34450
Active16 days on marketListed Jul 18, 2026MLS #TB8530544
About this home
3103 S BAY BERRY POINT
Buyers can pick their new roof color! Peace and quiet await at this classic charmer, sitting on a half-acre, fully-fenced lot beneath mature oaks. This 3-bedroom, 2-bath split-plan home offers just under 1700 sq. ft. of space with a living room, a dining room, and a separate family room. Cozy up by the wood-burning fireplace on cool Florida evenings, or relax with your morning coffee on the large screened porch overlooking the beautifully landscaped backyard. Recent updates include stainless steel appliances (2023), epoxy garage floor (2023) and new carpet and vinyl flooring (2023), giving this home a fresher feel. Plus, with an acceptable offer, the seller will replace the roof — move in with peace of mind from day one. Boaters and outdoor enthusiasts will appreciate being just minutes from the Tsala Apopka chain of lakes — bring your boat and start fishing! With no deed restrictions or HOA, you'll have the freedom to make this property truly your own. Set on friendly South Bay Berry Point, where neighbors still wave and say hello, this is small-town Mayberry charm at its finest. Don't miss your chance to own a slice of quiet easygoing Florida living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,694
Sqft
0.51 ac
Lot size
2
Garage
1979
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,016 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,016/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.3%
$/sqft vs Inverness actives
$153 vs $178
Days on market
16 vs 25 typical
Where $153/sqft sits among the 187 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
93 of 187
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3103 S BAY BERRY POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$252,000
911 WOODMERE CIRCLE · same community
4 bd · 3 ba · 1,580 sqft · $159/sqft · 59 DOM
Sold · Mar ’26$385,000
3030 S BAY BERRY POINT · same community
3 bd · 2 ba · 1,912 sqft · $201/sqft · 16 DOM
Sold · Jul ’26$296,500
9923 E SAINT REGIS COURT
3 bd · 3 ba · 1,710 sqft · $173/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3103 S BAY BERRY POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3103 S BAY BERRY POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3103 S BAY BERRY POINT FAQs
What would the monthly payment be for 3103 S BAY BERRY POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,016/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3103 S BAY BERRY POINT?+
The most recent tax bill on record (2025) was $2,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $259,000, this home is priced right at the Inverness median.
Which schools are assigned to 3103 S BAY BERRY POINT?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALEXANDER REAL ESTATE, INC. · Ann MacKinnon. MLS #TB8530544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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