21423 KEATING WAY, LUTZ, FL, 33549
Active2 days on marketListed Jul 19, 2026MLS #TB8530516
About this home
21423 KEATING WAY
Welcome to this beautiful townhome in the highly desirable Lake Heron community. Featuring 3 bedrooms, 2.5 bathrooms, and an attached two-car garage, this home offers comfort, space, and convenience for your family. The primary suite is conveniently located on the first floor, along with the spacious living and dining areas. The kitchen offers room for a breakfast nook and is conveniently located next to the laundry area. Upstairs, you’ll find a versatile loft that can be used as a family room, TV lounge, home office, or whatever best suits your needs. This level also includes two additional bedrooms and a full bathroom. Step outside to enjoy the private screened patio overlooking a large green space—perfect for relaxing or spending time with family. Even better, the lawn maintenance, along with the upkeep of all common areas, is included through the homeowners association. As a resident, you’ll also enjoy complimentary access to the community amenities, including a clubhouse, swimming pool, and sports courts. Did we mention that Lake Heron is a gated community? It offers the added peace of mind and security every family appreciates.Schedule your private showing today! This wonderful home will be available for move-in beginning in early August.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,652
Sqft
0.09 ac
Lot size
2
Garage
1995
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$1 vs $244
Days on market
2 vs 35 typical
Where $1/sqft sits among the 260 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 260
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 21423 KEATING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$310,000
21418 KEATING WAY · same community
3 bd · 2.5 ba · 1,958 sqft · $158/sqft · 14 DOM
Sold · Aug ’25$376,000
20605 PRESTON LANE
3 bd · 2 ba · 1,646 sqft · $228/sqft · 302 DOM
Sold · Oct ’25$285,000
1624 LULLWATER LANE
3 bd · 2.5 ba · 1,643 sqft · $173/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21423 KEATING WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21423 KEATING WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21423 KEATING WAY FAQs
What would the monthly payment be for 21423 KEATING WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 21423 KEATING WAY?+
The listing reports pets: Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $2,300, this home is listed about 100% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 21423 KEATING WAY?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33549 market on paper
$2,300 is 99% below the LUTZ 33549 median of $445,000, and at $1/sqft it sits under the Lutz average of $269.
02Fresh on the market
Only 2 days on market in a Lutz market that averages 35 — if it fits, move quickly.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Silvia Henriquez. MLS #TB8530516.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 21423 KEATING WAY but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →