16706 WINDSOR PARK DRIVE, LUTZ, FL, 33549
Active6 days on marketListed Jul 18, 2026MLS #TB8530445
About this home
16706 WINDSOR PARK DRIVE
Virtually Staged. Welcome home to 16706 Windsor Park Drive, a gorgeous 4-bedroom, 2-bathroom family retreat set on a quiet, tree-lined street in a sought-after community. Mature landscaping frames this thoughtfully designed split-plan home, offering privacy for family and guests alike, PLUS a versatile bonus room ideal for a HOME OFFICE or study and a formal dining room for entertaining. The heart of the home is a beautiful kitchen featuring granite countertops and stainless steel appliances, opening seamlessly to a spacious family room anchored by a cozy wood-burning fireplace. The oversized primary suite is a true retreat, boasting TWO WALK IN CLOSETS and an EN-SUITE bath with an oversized walk-in shower and tasteful, SPA-INSPIRED finishes. Step outside to an oversized, PAVERED SCREENED LANAI overlooking a peaceful CONSERVATION lot - the perfect setting to enjoy Florida's year-round weather or host gatherings in complete privacy. The FULLY FENCED backyard backs to conservation and is ideal for pets and outdoor play. This home offers an abundance of STORAGE throughout, including generously sized bedroom closets, multiple hall closets, laundry room cabinetry, and garage shelving in the 2-car garage. Newer carpet (2024) graces the bedrooms while tile flows throughout the main living areas for a fresh, move-in-ready feel. Additional highlights include a NEWER ROOF (2024), PLANTATION SHUTTERS on every window, large PAVER driveway, newer washer and dryer (2024), water softener (2025), new windows (2024), ductwork (2024), vaulted ceilings and multiple sliders offering tons of natural light. Residents enjoy outstanding community amenities including 24-hour security, multiple parks and picnic areas, hiking trails, a playground and a dedicated dog park. The location is unbeatable - close to shopping and dining, with quick access to I-275 and just a short drive to Tampa International Airport and downtown Tampa. Don't miss this rare opportunity to own a stunning home with a private conservation-view in an amenity-rich community. Schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,234
Sqft
0.28 ac
Lot size
2
Garage
1990
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,516 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,516/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.9%
$/sqft vs Lutz actives
$275 vs $243
Days on market
6 vs 35 typical
Where $275/sqft sits among the 265 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 265
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 16706 WINDSOR PARK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$516,000
16804 WOBURN LANE · same community
4 bd · 3 ba · 2,327 sqft · $222/sqft · 204 DOM
Sold · May ’26$490,000
16512 BLENHEIM DRIVE · same community
4 bd · 3 ba · 2,366 sqft · $207/sqft · 190 DOM
Sold · Apr ’26$450,000
16701 SHEFFIELD PARK DRIVE · same community
3 bd · 2 ba · 2,091 sqft · $215/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16706 WINDSOR PARK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16706 WINDSOR PARK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16706 WINDSOR PARK DRIVE FAQs
What would the monthly payment be for 16706 WINDSOR PARK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,516/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16706 WINDSOR PARK DRIVE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16706 WINDSOR PARK DRIVE?+
The most recent tax bill on record (2025) was $8,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16706 WINDSOR PARK DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $615,000, this home is listed about 26% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 16706 WINDSOR PARK DRIVE?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$615,000 runs 41% above the LUTZ 33549 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Lutz market that averages 35 — if it fits, move quickly.
04Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Sue Deasy. MLS #TB8530445.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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