2801 WILSON CIRCLE, LUTZ, FL, 33548
Active3 days on marketListed Jul 17, 2026MLS #TB8530442
About this home
2801 WILSON CIRCLE
Virtually Staged. Welcome to this serene lakefront home on Wilson Circle in desirable Lutz. Enjoy an optional HOA with no CDD fees and the coveted Steinbrenner High School district. Just minutes to Dale Mabry Highway, this peaceful setting feels worlds away from city life while offering unbeatable convenience. The home features a flexible floorplan ready for your personal touches and modifications. The updated kitchen offers solid wood cabinets and granite countertops. The primary suite is handicap accessible with a spacious walk-in closet and ensuite bath. Two additional bedrooms share a full bath. Oversized attached 2 car garage has additional room for storage. The large family room opens to a fenced backyard with beautiful views of Lake Wilson. Relax on the screened patio while enjoying nature and lake views. Recent updates include a 2018 roof replacement. The property is served by well and septic systems. Bring your toys — there are no restrictions here. Experience lakefront living with top-rated schools, welcoming neighbors, and optional community activities. You can update a home, but you can’t change its exceptional location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,656
Sqft
0.31 ac
Lot size
2
Garage
1978
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,898 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.3%
$/sqft vs UNPLATTED
$241 vs $292
Days on market
3 vs 35 typical
Where $241/sqft sits among the 259 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
119 of 259
UNPLATTED have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2801 WILSON CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$398,000
16409 LAKE BYRD DRIVE · same community
3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM
Sold · Nov ’25$390,000
14204 WALDEN SHEFFIELD ROAD · same community
2 bd · 2 ba · 1,730 sqft · $225/sqft · 6 DOM
Sold · Dec ’25$615,000
18922 ROGERS ROAD · same community
3 bd · 3 ba · 1,761 sqft · $349/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2801 WILSON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2801 WILSON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2801 WILSON CIRCLE FAQs
What would the monthly payment be for 2801 WILSON CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2801 WILSON CIRCLE?+
The most recent tax bill on record (2025) was $2,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $399,900, this home is listed about 18% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2801 WILSON CIRCLE?+
Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33548 market on paper
$399,900 is 44% below the LUTZ 33548 median of $709,750, and at $241/sqft it sits under the Lutz average of $269.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Lutz market that averages 35 — if it fits, move quickly.
04Strong assigned schools
Lutz K-8 School, Buchanan Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MURRAY BELL REAL ESTATE LLC · Kimberly Murray Bell. MLS #TB8530442.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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