
1340 WILLIAMS DRIVE, CLEARWATER, FL, 33764
Active3 days on marketListed Jul 20, 2026MLS #TB8530392
Come see it
Upcoming open house
Sun, Jul 26
12:00 AM – 4:00 PM
About this home
1340 WILLIAMS DRIVE
Welcome home to Morningside Estates — Clearwater's best-kept secret! This 3-bedroom, 2-bath beauty just got a head-to-toe glow-up, and it shows. Walk into a brand-new kitchen that'll stop you in your tracks — crisp light shaker cabinets, a quartz waterfall island, stainless steel appliances, and a mosaic backsplash that ties it all together. Both bathrooms got the same star treatment, with sleek vessel sinks and fully tiled walk-in showers. New luxury vinyl plank flooring runs throughout, fresh paint on every wall, and yes — all-new plumbing too, so you can move in and not think twice about it. Out back, unwind by your private screened pool with a paver patio made for entertaining, all wrapped up in a fully fenced yard with low-maintenance turf. Need a home office or flex space? The bonus room has you covered. And with solar panels already on the roof, your electric bill will thank you. Tucked away in a high-and-dry, non-flood zone, close to parks, the rec center, the beach, and the airport — this one checks every box. Don't sleep on this one, schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,647
Sqft
0.16 ac
Lot size
2
Garage
1966
Year built
One
Levels
$355
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,809 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,809/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
$/sqft vs Clearwater actives
$355 vs $218
Days on market
3 vs 47 typical
Where $355/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Morningside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Morningside — neighborhood snapshot
Population
1,225
Median age
54
Median income
$72,389
Median home value
$349,027
Avg household
2
Households w/ children
73%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1340 WILLIAMS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$439,900
2272 HABERSHAM DRIVE · same community
3 bd · 2 ba · 1,578 sqft · $279/sqft · 5 DOM
Sold · Sep ’25$420,000
2328 HARN BOULEVARD · same community
3 bd · 2 ba · 1,547 sqft · $271/sqft · 61 DOM
Sold · Sep ’25$450,000
2260 HABERSHAM DRIVE · same community
3 bd · 2 ba · 1,796 sqft · $251/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1340 WILLIAMS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1340 WILLIAMS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1340 WILLIAMS DRIVE FAQs
What would the monthly payment be for 1340 WILLIAMS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,809/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1340 WILLIAMS DRIVE?+
The most recent tax bill on record (2024) was $3,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1340 WILLIAMS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $585,000, this home is listed about 113% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1340 WILLIAMS DRIVE?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$585,000 runs 152% above the CLEARWATER 33764 median — but at 1,647 sqft it's also 31% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Clearwater market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Rakesh Bhalla. MLS #TB8530392.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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