David Ramirez
$110,0001 bd1.5 ba645 sqft$171 /sqft$1,244 /mo all-in ↓

1503 23RD AVENUE W, BRADENTON, FL, 34205

Active8 days on marketListed Jul 17, 2026MLS #TB8530315

Priced 35% below the BRADENTON 34205 medianManufactured HomeBRADENTON TROPICAL PALMS CO-OP

About this home

1503 23RD AVENUE W

Virtually Staged. Discover the perfect blend of comfort, convenience, and carefree Florida living in this beautifully maintained 1-bedroom, 1.5-bath home in the gated 55+ community of Bradenton Tropical Palms! Built in 2007, this home stands apart, offering the confidence of a more modern build, higher elevation for added peace of mind, and higher ceilings that create a bright, spacious atmosphere throughout. Whether you're looking for a year-round residence or an easy seasonal getaway, this home is designed to fit your lifestyle. A standout feature is the versatile bonus room, complete with a new window A/C unit, providing comfortable additional living space that's ideal as a guest bedroom, hobby room, home office, or relaxing sitting area. The flexible layout makes it easy to adapt the space to your needs while adding valuable functionality beyond the main living area. Overall, the newer build gives you the up-to-date floor plan you want and need! Life at Bradenton Tropical Palms is all about enjoying an active and social lifestyle without the hassle of extensive home maintenance. Residents have access to an impressive collection of amenities, including a heated swimming pool, indoor pickleball courts, shuffleboard, a fitness center, clubhouse, library, billiards room, spacious recreation hall, and a recently renovated community kitchen that hosts gatherings, events, and neighborhood activities throughout the year. The gated entrance and on-site management help create a welcoming, well-maintained environment you'll be proud to call home. Located just a short drive from the Gulf Coast's renowned beaches, this home also offers convenient access to shopping, restaurants, healthcare facilities, Sarasota-Bradenton International Airport, and LECOM Park, home of Pittsburgh Pirates Spring Training. If you've been searching for an affordable Florida home with modern construction, flexible living space, and an exceptional community atmosphere, this is an opportunity you won't want to miss!

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

645

Sqft

0.05 ac

Lot size

2007

Year built

One

Levels

$171

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · High Ceilings · Open Floorplan
LaundryLaundry Closet
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ExteriorPrivate Entrance · Storage

Community & fees

HOA fee$235/mo
Taxes (2025)$1,832/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesPublic · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,244 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$648
FHA mortgage insurance (est.)$49
Property tax — 2025 actual bill$153
HOA fee — from the listing$235
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,850
Interest rate6.00%
Loan term

Estimated payment

$1,244/mo

Principal & interest$648
FHA mortgage insurance (est.)$49
Property taxes (actual bill)$153
HOA / condo fee$235
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BRADENTON TROPICAL PALMS CO-OP

$171 vs $138

Days on market

8 vs 53 typical

Where $171/sqft sits among the 8 homes for sale in BRADENTON TROPICAL PALMS CO-OP

2
2
3
0 · this home
0
1
$83–106$106–130$130–153$153–177$177–200$200+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Terminal Park

Map of 1503 23RD AVENUE W inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Terminal Park — neighborhood snapshot

Population

1,094

Median age

40

Median income

$38,720

Median home value

$109,226

Avg household

3

Households w/ children

190

For the school run

Manatee County School District

ElementaryRobert H. Prine Elementary School★★★★
HighSoutheast High School★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

3 of 8

BRADENTON TROPICAL PALMS CO-OP have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $110,000 · 8 days on market since
2007Built · BRADENTON TROPICAL PALMS CO-OP

Reality check

What actually sold near 1503 23RD AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1503 23RD AVENUE WSold · May ’26

$100,000

1503 23RD AVENUE W · same community

1 bd · 1 ba · 645 sqft · $155/sqft · 63 DOM

2309 17TH STREET LANE WSold · Dec ’25

$84,000

2309 17TH STREET LANE W · same community

2 bd · 1.5 ba · 768 sqft · $109/sqft · 205 DOM

1709 W 21ST AVENUE WSold · Mar ’26

$60,000

1709 W 21ST AVENUE W · same community

2 bd · 2 ba · 800 sqft · $75/sqft · 143 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1503 23RD AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1503 23RD AVENUE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1503 23RD AVENUE W FAQs

What would the monthly payment be for 1503 23RD AVENUE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,244/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1503 23RD AVENUE W?+

The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1503 23RD AVENUE W?+

The most recent tax bill on record (2025) was $1,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1503 23RD AVENUE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $110,000, this home is listed about 72% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1503 23RD AVENUE W?+

Robert H. Prine Elementary School (elementary), Southeast High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Conor Green. MLS #TB8530315.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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