David Ramirez
$250,0003 bd2.5 ba1,686 sqft$148 /sqft$2,526 /mo all-in ↓

27627 PLEASURE RIDE LOOP, WESLEY CHAPEL, FL, 33544

Active5 days on marketListed Jul 18, 2026MLS #TB8530280

Priced 29% below the WESLEY CHAPEL 33544 medianTownhouseSADDLE CREEK MANOR

About this home

27627 PLEASURE RIDE LOOP

Turn-key 3 bedroom 2.5 bath, 2 car garage, end unit townhome in the gated community of Saddle Creek Manor- just minutes from several desirable Wesley Chapel locations! This property has been well maintained with a 2023 roof, a 2025 AC, and new flooring. The first floor offers new luxury vinyl plank flooring, an entertainment nook, and abundant natural light through two sets of sliding glass doors in the expansive living room. Overlooking the living room, the kitchen features ample countertop prep space, breakfast bar seating, a four-piece appliance package, and a large pantry. Nearby, the dining room gives you a dedicated formal space for meals, while a half bathroom and laundry room with a storage closet add exceptional convenience to the first floor. Upstairs, the spacious primary suite is beautifully equipped with carpeted floors, a ceiling fan, a walk-in closet, and an ensuite bathroom with dual sinks and an upgraded tub/shower combo. Also on the 2nd floor are 2 roomy guest bedrooms and a 2nd full bathroom. Step outside to enjoy the wooded backyard view from the patio, or take a stroll along the sidewalk-lined streets to the community pool. Saddle Creek Manor townhomes are close to The Grove, Krate, local restaurants, medical facilities, and major highways, putting some of Wesley Chapel’s most popular destinations within easy reach. Call today for your private showing! THIS HOME CAN BE PURCHASED WITH NO MONEY DOWN!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,686

Sqft

0.02 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$148

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ExteriorLighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$426/mo
Taxes (2025)$4,287/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityDeed Restrictions · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,526 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$357
HOA fee — from the listing$426
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,526/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$357
HOA / condo fee$426
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $290,723 · range $280K$313K$326K

vs edgeAI estimate

−14%

$/sqft vs Wesley Chapel actives

$148 vs $200

Days on market

5 vs 32 typical

Where $148/sqft sits among the 400 Wesley Chapel actives

86 · this home
138
75
49
21
31
$148–177$177–206$206–234$234–263$263–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Saddle Creek Manor

Map of 27627 PLEASURE RIDE LOOP inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Saddle Creek Manor — neighborhood snapshot

Population

1,335

Median age

37

Median income

$120,852

Median home value

$326,100

Avg household

3

Households w/ children

194

For the school run

Pasco County School District

ElementaryVeterans Elementary School★★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

205 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $250,000 · 5 days on market since
2005Built · SADDLE CREEK MANOR

Reality check

What actually sold near 27627 PLEASURE RIDE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

27606 PLEASURE RIDE LOOPSold · Apr ’26

$252,000

27606 PLEASURE RIDE LOOP · same community

3 bd · 2.5 ba · 1,686 sqft · $149/sqft · 238 DOM

27531 PLEASURE RIDE LOOP UNIT 27531Sold · May ’26

$205,000

27531 PLEASURE RIDE LOOP UNIT 27531 · same community

3 bd · 2.5 ba · 1,513 sqft · $135/sqft · 11 DOM

27547 PLEASURE RIDE LOOPSold · Mar ’26

$240,000

27547 PLEASURE RIDE LOOP · same community

3 bd · 2.5 ba · 1,513 sqft · $159/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 27627 PLEASURE RIDE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27627 PLEASURE RIDE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

27627 PLEASURE RIDE LOOP FAQs

What would the monthly payment be for 27627 PLEASURE RIDE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,526/mo — principal and interest, the actual property-tax bill, the $426/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 27627 PLEASURE RIDE LOOP?+

The association fee works out to $426 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 27627 PLEASURE RIDE LOOP?+

The most recent tax bill on record (2025) was $4,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27627 PLEASURE RIDE LOOP?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $250,000, this home is listed about 42% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 27627 PLEASURE RIDE LOOP?+

Veterans Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WESLEY CHAPEL 33544 market on paper

$250,000 is 29% below the WESLEY CHAPEL 33544 median of $350,000, and at $148/sqft it sits under the Wesley Chapel average of $217.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 5 days on market in a Wesley Chapel market that averages 32 — if it fits, move quickly.

04Strong assigned schools

Veterans Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Robyn Crist. MLS #TB8530280.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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