174 CLUBVIEW DRIVE UNIT 4, SAFETY HARBOR, FL, 34695
Active18 days on marketListed Jul 17, 2026MLS #TB8530261
About this home
174 CLUBVIEW DRIVE UNIT 4
Welcome to easy Florida living in the highly sought-after Briar Creek Phase II, a resident-owned 55+ community in the heart of Safety Harbor! This beautifully updated lakefront home offers peaceful water views, tasteful updates, and a low-maintenance lifestyle in one of the area's most desirable active adult communities. Step inside to a bright, welcoming interior featuring modern updates throughout, creating a comfortable space that's truly move-in ready. Recent improvements include a newer HVAC system and newer water heater, providing added value and peace of mind. One of the home's standout features is the spacious south-facing bay window, offering beautiful panoramic views of the lake and filling the living area with natural light. Whether you're enjoying your morning coffee or simply relaxing at home, the tranquil waterfront setting provides the perfect backdrop for everyday living. Briar Creek Phase II is a friendly, resident-owned 55+ community offering an active lifestyle with outstanding amenities, including a clubhouse, heated pool and spa, pickleball and shuffleboard courts, and a full calendar of social activities. The low monthly HOA fee adds to the appeal of this well-maintained community. Conveniently located just minutes from charming downtown Safety Harbor, Philippe Park, shopping, dining, golf, Tampa International Airport, and the Gulf beaches, this move-in-ready lakefront home is an opportunity you won't want to miss!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,358
Sqft
0.09 ac
Lot size
1985
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,866 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Safety Harbor actives
$169 vs $324
Days on market
18 vs 61 typical
Where $169/sqft sits among the 93 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
53 of 93
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 174 CLUBVIEW DRIVE UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$145,000
132 FOREST LANE UNIT 6 · same community
2 bd · 2 ba · 1,100 sqft · $132/sqft · 6 DOM
Sold · Apr ’26$299,900
160 CLUBVIEW DRIVE UNIT 1 · same community
2 bd · 2 ba · 1,988 sqft · $151/sqft · 63 DOM
Sold · Oct ’25$601,000
2745 RIGSBY LANE
3 bd · 2 ba · 1,434 sqft · $419/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 174 CLUBVIEW DRIVE UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 174 CLUBVIEW DRIVE UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
174 CLUBVIEW DRIVE UNIT 4 FAQs
What would the monthly payment be for 174 CLUBVIEW DRIVE UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,866/mo — principal and interest, estimated property taxes, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 174 CLUBVIEW DRIVE UNIT 4?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 174 CLUBVIEW DRIVE UNIT 4?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 174 CLUBVIEW DRIVE UNIT 4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $230,000, this home is listed about 63% below the Safety Harbor median of $620,000. The market section on this page shows how the area is trending.
Which schools are assigned to 174 CLUBVIEW DRIVE UNIT 4?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$230,000 is 55% below the SAFETY HARBOR 34695 median of $514,450, and at $169/sqft it sits under the Safety Harbor average of $410.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Kurt Neubauer. MLS #TB8530261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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