
3038 MARBLE CREST DRIVE, LAND O LAKES, FL, 34638
Active16 days on marketListed Jul 18, 2026MLS #TB8530207
About this home
3038 MARBLE CREST DRIVE
Welcome to one of the finest homes in the exclusive GATED community of Stonegate, where luxury, space, and thoughtful design come together in an exceptional family estate. Perfectly situated on a beautifully landscaped pond-front homesite, this impressive residence offers over 4,500 square feet of beautifully appointed living space (5,660 total sf under roof), featuring 2024 Roof, 6 bedrooms, 4 full bathrooms & an oversized 3-car garage. Designed with both everyday living and entertaining in mind, the highly desirable floor plan includes a luxurious owner's suite and a private office with a closet that easily serves as a sixth bedroom, conveniently located adjacent to a full guest bath, creating the perfect in-law or multi-generational suite on the main level. Welcoming covered entry with paver walkway, stone accents & landscaped sitting area ushers you into a breathtaking two-story foyer highlighted by an elegant staircase and Brick accent wall, that sets the tone for the home's sophisticated interior. Rich hardwood floors, coffered ceilings & refined architectural details enhance the formal living and dining rooms, while the expansive family room features custom entertainment niches and is pre-wired for surround sound. The chef-inspired gourmet kitchen is truly the heart of the home, boasting beautiful wood cabinets, granite countertops, gas cooktop, center island, breakfast bar, butler's pantry with wet bar, oversized walk-in pantry, and spacious breakfast nook with a charming bay window overlooking the peaceful pond, pool and outdoor living area. Retreat to the luxurious first-floor owner's suite featuring a private sitting area, dual oversized walk-in closets, spa-inspired ensuite bath complete with double vanities, relaxing soaking tub & an impressive multi-head walk-in shower. Upstairs, a HUGE bonus/media room with striking double barn doors creates the ultimate entertainment space, while four generously sized bedrooms are thoughtfully arranged with two Jack-and-Jill bathrooms, each offering walk-in closets. Additional workstation or study area provides the perfect space for homework, remote work, or hobbies. Outdoor living is equally impressive with a 42-foot covered, screened lanai overlooking tranquil pond views. Fully equipped outdoor kitchen includes a built-in stainless steel four-burner gas grill, commercial-grade stainless exhaust hood, sink & bar area, perfect setting for year-round Florida entertaining. Additional features include fenced backyard, oversized laundry room, abundant storage, rounded corners, decorative art niches & impeccable curb appeal. GATED Stonegate Commmunity offers residents an outstanding lifestyle with a resort-style clubhouse, beach-entry swimming pool, fitness center, fishing pier, playground & a full calendar of community activities. Best of all, there is NO CDD & reasonable HOA fee includes high-speed internet, cable TV & access to community amenities. Ideally located just minutes from Wiregrass Mall, Tampa Premium Outlets, premier dining, medical facilities & top-rated schools, with downtown Tampa, Tampa International Airport, and Florida's award-winning Gulf beaches all within easy reach. MUST SEE this Spacious luxury home with an exceptional floor plan, private guest accommodations, elegant finishes & resort-style amenities in one of Wesley Chapel's most desirable gated communities, this spectacular Stonegate residence is IT! CALL today and experience the Florida lifestyle at its finest!
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
4,532
Sqft
0.24 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,786 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,786/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs Land O Lakes actives
$215 vs $205
Days on market
16 vs 32 typical
Where $215/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
221 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3038 MARBLE CREST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$700,000
13195 NW 93RD LANE · same community
4 bd · 4 ba · 4,537 sqft · $154/sqft · 41 DOM
Sold · Aug ’25$850,000
14102 RIVERSTONE DRIVE · same community
5 bd · 3 ba · 3,121 sqft · $272/sqft · 1 DOM
Sold · Oct ’25$660,000
14103 STONEBROOK COURT · same community
4 bd · 3.5 ba · 2,616 sqft · $252/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3038 MARBLE CREST DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3038 MARBLE CREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3038 MARBLE CREST DRIVE FAQs
What would the monthly payment be for 3038 MARBLE CREST DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,786/mo — principal and interest, the actual property-tax bill, the $243/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3038 MARBLE CREST DRIVE?+
The association fee works out to $243 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3038 MARBLE CREST DRIVE?+
The most recent tax bill on record (2025) was $9,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3038 MARBLE CREST DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $975,000, this home is listed about 136% above the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 3038 MARBLE CREST DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$975,000 runs 169% above the LAND O LAKES 34638 median — but at 4,532 sqft it's also nearly twice the size of the typical Land O Lakes listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8530207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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