David Ramirez
$359,9903 bd1.5 ba1,080 sqft$333 /sqft$2,868 /mo all-in ↓

508 5TH AVENUE NE, LARGO, FL, 33770

Active8 days on marketListed Jul 16, 2026MLS #TB8530101

Single Family ResidenceROOSEVELT GROVES

About this home

508 5TH AVENUE NE

Charming renovated 3-bedroom cottage in a central location — the beach is only 10 minutes away! This move-in-ready home packs serious value into a smart, functional layout. The heart of the home is a galley kitchen finished with shaker cabinets, granite counters, and stainless steel appliances, while durable Luxury Vinyl Plank flooring carries through the entire home — perfect for sandy feet, pets, and everyday Florida living. A cleverly designed half bath doubles as the indoor laundry room and houses the water heater, keeping every square foot working for you. Generous living and dining spaces adapt easily to however you live. Big-ticket items were all addressed in a comprehensive 2016 renovation: updated electrical and plumbing, AC, added insulation in the walls and attic, vinyl siding, and impact-rated windows (Energy Star, dual-pane, Low-E, rated for the High Velocity Hurricane Zone). The result is an efficient, thoughtfully upgraded home from top to bottom. Out back, a vinyl privacy fence surrounds the yard with an eight-foot side gate — bring the boat, the RV, and the dogs. The patio is made for weekend cookouts or a quiet evening glass of wine. The lot backs up to the alley, so rear access is an easy option if you ever want it, and there's a storage shed plus enough room to add a garage down the road. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,080

Sqft

0.14 ac

Lot size

1957

Year built

One

Levels

$333

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesRefrigerator
InteriorThermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesSouth
ExteriorStorage

Community & fees

Taxes (2025)$5,160/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,868 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$430
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,868/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$430
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$323KedgeAI estimate $348,744 · range $337K$365K$379K

vs edgeAI estimate

+3.2%

$/sqft vs Largo actives

$333 vs $236

Days on market

8 vs 42 typical

Where $333/sqft sits among the 400 Largo actives

107
83
74
62 · this home
44
30
$107–167$167–227$227–286$286–346$346–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 508 5TH AVENUE NE

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33770 — neighborhood snapshot

Population

25,005

Median age

49.3

Median income

$58,071

Median home value

$245,200

Avg household

2.22

Households w/ children

2,227

For the school run

Pinellas County School District

HighLargo High School★★★★★
MiddleLargo Middle School★★★★★
ElementaryPonce De Leon Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

202 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $359,990 · 8 days on market since
1957Built · ROOSEVELT GROVES

Reality check

What actually sold near 508 5TH AVENUE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

709 1ST AVENUE NESold · Sep ’25

$317,000

709 1ST AVENUE NE · same community

3 bd · 2 ba · 1,053 sqft · $301/sqft · 46 DOM

432 2ND AVENUE NESold · Sep ’25

$340,000

432 2ND AVENUE NE · same community

3 bd · 2 ba · 1,197 sqft · $284/sqft · 6 DOM

715 1ST AVENUE NESold · Apr ’26

$308,350

715 1ST AVENUE NE · same community

2 bd · 2 ba · 917 sqft · $336/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 508 5TH AVENUE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 508 5TH AVENUE NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

508 5TH AVENUE NE FAQs

What would the monthly payment be for 508 5TH AVENUE NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 508 5TH AVENUE NE?+

The most recent tax bill on record (2025) was $5,160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $359,990, this home is listed about 34% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 508 5TH AVENUE NE?+

Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Larry Lanni. MLS #TB8530101.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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