David Ramirez
$3,275,0005 bd4 ba5,521 sqft$593 /sqft$21,963 /mo all-in ↓

2280 PINELLAS POINT DRIVE S, ST PETERSBURG, FL, 33712

Active19 days on marketListed Jul 17, 2026MLS #TB8530100

WaterfrontPrivate poolSingle Family ResidenceBRADHAM SUB

About this home

2280 PINELLAS POINT DRIVE S

Experience exceptional waterfront living in this stunning three-story estate situated on 1.2 private acres with breathtaking views of the iconic Sunshine Skyway Bridge. This spacious residence offers 5 bedrooms and 4 bathrooms, thoughtfully designed with soaring ceilings, an open-concept floor plan, and abundant natural light throughout. Enjoy seamless indoor-outdoor living with a private pool, expansive waterfront dock, and a second-floor balcony that captures spectacular sunrise and sunset views over the water. The gated entrance provides added privacy and curb appeal, while the generous lot offers ample space to relax and entertain. Whether you're boating from your private dock, hosting guests by the pool, or taking in the panoramic water views from the balcony, this exceptional property delivers the perfect blend of luxury, comfort, and Florida waterfront lifestyle.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

5,521

Sqft

1.2 ac

Lot size

2

Garage

1959

Year built

Three Or More

Levels

$593

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Chute · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorBalcony · French Doors · Irrigation System · Lighting · Private Entrance · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$34,841/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$21,963 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$17,672
PMI (est., until 20% equity)$1,228
Property tax — 2025 actual bill$2,903
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $327,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $327,500
Interest rate6.00%
Loan term

Estimated payment

$21,963/mo

Principal & interest$17,672
PMI (est., until 20% equity)$1,228
Property taxes (actual bill)$2,903
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$593 vs $320

Days on market

19 vs 54 typical

Where $593/sqft sits among the 400 St Petersburg actives

131
130
68
26 · this home
16
29
$135–261$261–387$387–513$513–639$639–765$765+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Greater Pinellas Point

Map of 2280 PINELLAS POINT DRIVE S inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Greater Pinellas Point — neighborhood snapshot

Population

17,370

Median age

45

Median income

$64,146

Median home value

$299,751

Avg household

2

Households w/ children

1,896

For the school run

Pinellas County School District

ElementaryMaximo Elementary School★★★★
MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$417K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

202 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 951% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $3,275,000 · 19 days on market since
1959Built · BRADHAM SUB

Reality check

What actually sold near 2280 PINELLAS POINT DRIVE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1226 SERPENTINE DRIVE SSold · Feb ’26

$1,345,000

1226 SERPENTINE DRIVE S

4 bd · 3.5 ba · 3,746 sqft · $359/sqft · 67 DOM

6760 29TH STREET SSold · Mar ’26

$2,170,000

6760 29TH STREET S

4 bd · 4 ba · 3,699 sqft · $587/sqft · 83 DOM

1130 SERPENTINE DRIVE SSold · Sep ’25

$730,000

1130 SERPENTINE DRIVE S

4 bd · 4 ba · 3,297 sqft · $221/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2280 PINELLAS POINT DRIVE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2280 PINELLAS POINT DRIVE S — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2280 PINELLAS POINT DRIVE S FAQs

What would the monthly payment be for 2280 PINELLAS POINT DRIVE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,963/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2280 PINELLAS POINT DRIVE S?+

The most recent tax bill on record (2025) was $34,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $3,275,000, this home is listed about 646% above the St Petersburg median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2280 PINELLAS POINT DRIVE S?+

Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VIRTUAL REALTY INC · Taylor Rahdert. MLS #TB8530100.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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