David Ramirez
$185,000$190,0002 bd1.5 ba928 sqft$199 /sqft$1,698 /mo all-in ↓

3911 OAK LIMB COURT, TAMPA, FL, 33614

Active24 days on marketListed Jul 17, 2026MLS #TB8529951

Reduced $5KTownhouseKIRBY CREEK

About this home

3911 OAK LIMB COURT

MOTIVATED SELLER!!!! Welcome to this move-in-ready 2-bedroom, 1.5-bath townhome offering 928 square feet of comfortable living in a convenient Tampa location. The open living and dining area provides a functional layout that’s perfect for everyday living or entertaining. Enjoy the privacy of having no rear neighbors, with a peaceful nature preserve behind the home and a private patio to relax outdoors. Additional features include a newer energy-efficient A/C system, side yard access, and two dedicated parking spaces conveniently located directly in front of the home. Ideally situated just minutes from Downtown Tampa, Tampa International Airport, Raymond James Stadium, International Plaza, Veterans Expressway, I-275, and I-75, you’ll have easy access to shopping, dining, entertainment, and major commuter routes. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained townhome offers exceptional value. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

928

Sqft

0.03 ac

Lot size

1983

Year built

Two

Levels

$199

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesMicrowave · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Thermostat
LaundryOutside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationBlock
FacesEast
ExteriorOther

Community & fees

HOA fee$230/mo
Taxes (2025)$1,648/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,698 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$137
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,698/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$137
HOA / condo fee$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $185K
$176KedgeAI estimate $186,683 · range $183K$188K$196K

vs edgeAI estimate

−0.9%

$/sqft vs Tampa actives

$199 vs $301

Days on market

24 vs 42 typical

Where $199/sqft sits among the 400 Tampa actives

189 · this home
122
30
19
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 3911 OAK LIMB COURT

Drive times from this address

Downtown Tampa16 min
Tampa Int’l Airport (TPA)18 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33614 — neighborhood snapshot

Population

46,218

Median age

40

Median income

$51,143

Median home value

$295,700

Avg household

2.52

Households w/ children

4,623

For the school run

Hillsborough County School District

ElementaryCrestwood Elementary School★★★★★
HighLeto High School★★★★★
MiddlePierce Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$434K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

206 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the TAMPA 33614 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $185,000 $5K
Jul 17, 2026Listed at $190,000 · 24 days on market since
1983Built · KIRBY CREEK

Reality check

What actually sold near 3911 OAK LIMB COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3919 PINE LIMB COURTSold · May ’26

$175,000

3919 PINE LIMB COURT · same community

2 bd · 1.5 ba · 928 sqft · $189/sqft · 20 DOM

3920 CEDAR LIMB COURTSold · Mar ’26

$176,000

3920 CEDAR LIMB COURT · same community

2 bd · 1.5 ba · 928 sqft · $190/sqft · 186 DOM

4010 PINE LIMB COURTSold · Feb ’26

$190,000

4010 PINE LIMB COURT · same community

2 bd · 2.5 ba · 1,037 sqft · $183/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3911 OAK LIMB COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3911 OAK LIMB COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Goes straight to David’s phone and CRM.

Straight answers

3911 OAK LIMB COURT FAQs

What would the monthly payment be for 3911 OAK LIMB COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,698/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3911 OAK LIMB COURT?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3911 OAK LIMB COURT?+

The most recent tax bill on record (2025) was $1,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3911 OAK LIMB COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $185,000, this home is listed about 59% below the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3911 OAK LIMB COURT?+

Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHIRINO REAL ESTATE · Yelle Perez. MLS #TB8529951.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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