3827 38TH AVENUE N, ST PETERSBURG, FL, 33713
Active12 days on marketListed Jul 30, 2026MLS #TB8529873
About this home
3827 38TH AVENUE N
Virtually Staged. Welcome to this beautifully maintained 3-bedroom, 1.5-bath home offering the perfect blend of comfort, functionality, and outdoor living. Thoughtfully designed with a traditional floor plan, this home features distinct living spaces that provide both comfort and versatility. The centrally located kitchen seamlessly connects the living room and dining room while maintaining a sense of separation, creating an inviting layout that's ideal for everyday living, entertaining guests, and hosting family gatherings. Step outside and discover what truly sets this property apart. The spacious backyard has been transformed into an entertainer's dream, featuring a beautifully remodeled outdoor kitchen (2025) complete with new cabinetry, a sink with running water, and a propane-powered outdoor range, perfect for weekend cookouts while watching the big game. The expansive deck (2022) overlooks a new 15' x 52" above-ground pool (2026) with a new Hayward pool pump (2025), creating the perfect setting for gatherings, relaxing afternoons, and unforgettable summer memories. The fully fenced backyard, complete with a vinyl privacy fence (2022), rear alley access, and a shed with electricity for added storage, offers exceptional privacy along with plenty of room for outdoor activities. Inside, you'll appreciate the many quality updates throughout the home, including a completely remodeled main bathroom (2024) featuring a new vanity, countertops, sink, toilet, bathtub, custom glass tile surround, updated flooring, modern lighting, new ventilation fan, and upgraded fixtures. Additional recent improvements include a new roof (2022), new gutters (2024), and a brand-new LG French door refrigerator (2026). The spacious primary bedroom easily accommodates a king-sized bed with additional furniture, while the third bedroom and adjacent half bath provide an ideal setup for guests, a home office, or added flexibility. The garage features a tiled floor and upgraded LED lighting, making it a versatile flex space for a home gym, workshop, or additional storage. A large storage shed provides even more room for tools, lawn equipment, and seasonal items. Parking is a breeze with an oversized driveway that comfortably accommodates up to five vehicles. Conveniently located just minutes from shopping, dining, and entertainment, you'll enjoy being approximately 3-4 minutes from Disston Plaza, 7 minutes from The Shoppes at Park Place, 12 minutes from vibrant Downtown St. Petersburg, and 15 minutes from the beautiful Gulf beaches. With friendly neighbors, an outstanding location, and extensive recent improvements, this move-in-ready home offers an exceptional opportunity for its next owners.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,352
Sqft
0.14 ac
Lot size
1
Garage
1950
Year built
One
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,996 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,996/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs St Petersburg actives
$296 vs $329
Days on market
12 vs 57 typical
Where $296/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33713 — neighborhood snapshot
Population
31,835
Median age
42.4
Median income
$69,704
Median home value
$279,000
Avg household
2.17
Households w/ children
3,135
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3827 38TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$305,000
3926 40TH AVENUE N · same community
3 bd · 1 ba · 960 sqft · $318/sqft · 7 DOM
Sold · Nov ’25$670,000
3925 39TH AVENUE N · same community
3 bd · 2 ba · 2,104 sqft · $318/sqft · 14 DOM
Sold · Dec ’25$714,990
3911 39TH AVENUE N · same community
4 bd · 3 ba · 2,671 sqft · $268/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3827 38TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3827 38TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3827 38TH AVENUE N FAQs
What would the monthly payment be for 3827 38TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3827 38TH AVENUE N?+
The most recent tax bill on record (2025) was $3,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $399,990, this home is listed about 8% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3827 38TH AVENUE N?+
John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of XCELLENCE · Anthony Guarnera. MLS #TB8529873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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