105 AUGUSTA AVENUE, PALM HARBOR, FL, 34683
Active16 days on marketListed Jul 16, 2026MLS #TB8529811
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Upcoming open house
Sat, Aug 1
10:00 AM – 12:00 PM
About this home
105 AUGUSTA AVENUE
This is a spectacular, fully updated waterfront home at 105 Augusta Ave on Indian Bluff Island! ,stands as a prime example of high-end Palm Harbor coastal living.A masterful achievement of concept and design, this stunning custom remodeled 2-story WATERFRONT residence is truly an oasis of serenity, breathtaking waterway views of the Gulf of Mexico from most every room showcases exquisite craftsmanship & cutting edge design. Seamlessly integrated indoor/outdoor spaces with a 2nd floor master TPO finished balcony which affords gorgeous rooftop sunsets over the Gulf of Mexico, 95' of waterfront, private dock with 10,000 lb. lift (2025) & an additional skiff lift, standing seam galvalume metal roof (2023), 2 A/C (2024), aluminum frosted glass modern garage door (2023), impact & hurricane resistant double pane doors & windows (2022), paver drive, 2 rear paver patios perfect for entertaining. This 5-bedroom, 4 bath home is illuminated by natural light, luxury vinyl floors, ship lap details offers an oasis of serenity. Culinary kitchen: stainless appliances, quartz countertops, white shaker cabinets, marble backsplash, platinum pulls. new aplliances completely remodeled first floor in 2025 2-1st floor bedrooms - wall closets - plantation shutters - adjoining bathroom: glass door tub/shower, quartz top counter. Interior laundry. Powder room - glass shower. Glass railing floating staircase ascends to the 2nd floor master suite: cathedral ceiling, wall closets, double glass slider opens onto the balcony which overlooks the Gulf of Mexico. Sumptuous master bath, his & her vanities, quartz tops, shaker cabinets, walk-in subway tile shower, H20 closet. 2-additional bedrooms. Adjacent full bath glass door walk-in subway tile shower - quartz top vanity. Professionally landscaped, sprinkler reclaimed, water softener, epoxy finished 2-car courtyard garage. Palm Harbor boasts 210-acre Wall Springs Park including a natural spring, minutes to the Sponge Docks, Pinellas county trail. Minutes to both Honeymoon and Caladesi Islands activities such as windsurfing, sailing, kayaking, paddle boarding, fishing, jet skiing or relaxing on our sugary fine sand, not to mention craft breweries, restaurants, fine dining & ice cream. Waterfront & Outdoor Highlights Deepwater Access: 95 feet of saltwater canal frontage leading straight to the Gulf of Mexico. Boater's Setup: Private wood dock equipped with a 10,000 lb. boat lift (installed in 2025) plus an additional skiff lift. Outdoor Living: Multiple rear paver patios and a massive second-story master balcony designed for catching Gulf sunsets. Roof: Standing seam galvalume metal roof (2023). Windows & Doors: Full hurricane/impact-resistant double-pane doors and windows (2022).HVAC: Dual A/C systems (2025) Garage: Modern aluminum frosted glass door (2023) on a 2-car courtyard garage with epoxy floorin Premium Interior Details Layout: 5 bedrooms and 4 bathrooms spread across 2,545 sq. ft. of heated living , completely remodeled first floor with new bathrooms, Primary Suite: Features cathedral ceilings, a custom floating glass staircase entrance, and a sumptuous master bath with walk-in subway tile showers and dual vanities.Schools: Zoned for top-rated schools including Palm Harbor University High School.Recreation: Minutes from Wall Springs Park, the Pinellas Trail, Honeymoon Island, and Caladesi Island state parks.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,545
Sqft
0.23 ac
Lot size
2
Garage
1960
Year built
Two
Levels
$573
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,672 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,672/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$573 vs $257
Days on market
16 vs 42 typical
Where $573/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
211 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 252% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 AUGUSTA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$900,000
109 PETERSON LANE · same community
4 bd · 3 ba · 2,348 sqft · $383/sqft · 111 DOM
Sold · Sep ’25$550,000
111 CARLYLE DRIVE · same community
3 bd · 2 ba · 2,022 sqft · $272/sqft · 73 DOM
Sold · Feb ’26$1,305,000
121 AUGUSTA AVENUE · same community
4 bd · 4.5 ba · 3,166 sqft · $412/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 AUGUSTA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 AUGUSTA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 AUGUSTA AVENUE FAQs
What would the monthly payment be for 105 AUGUSTA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,672/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 AUGUSTA AVENUE?+
The most recent tax bill on record (2025) was $13,111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $1,459,000, this home is listed about 289% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 105 AUGUSTA AVENUE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,459,000 runs 252% above the PALM HARBOR 34683 median — but at 2,545 sqft it's also 74% larger than the typical Palm Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Octavia Cheveresan. MLS #TB8529811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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