David Ramirez
$404,900$407,9003 bd2 ba1,620 sqft$250 /sqft$3,439 /mo all-in ↓

10467 LUCAYA DRIVE, TAMPA, FL, 33647

Active19 days on marketListed Jul 16, 2026MLS #TB8529735

Reduced $3KSingle Family ResidenceHERITAGE ISLES PH 3D

About this home

10467 LUCAYA DRIVE

Wonderful 3 bedroom, 2 bathroom home in a Golf Course Community. Heritage Isles beauty, this home features an ideal floor plan and a living room and primary bedroom that leads to a covered porch through sliding doors with views of the pond. The Master bathroom features a walk-in closet, private toilet, separate tub and shower and dual sinks. GRANITE/Poxy Countertops in the kitchen. Home has an inside utility room for laundry convenience. Amenities galore: resort style swimming pool with 2-story slide, lap lanes and splash area, fitness center, events room, sauna, sand volleyball court, playground, basketball and tennis courts, clubhouse, amazing restaurant with Tiki bar and more. Play a round of golf in your own community. USF, Pasco Hernando Community College, restaurants, businesses, shops (including the ever growing Tampa Premium Outlets and the Wiregrass Mall) and more are minutes away. Short Drive to I75 and I275. Welcome Home! {CDD amount already included in the tax figure} {HOA requires 1 year of ownership prior to leasing your home}

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,620

Sqft

0.13 ac

Lot size

2

Garage

2004

Year built

One

Levels

$250

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewGolf Course
FacesEast
ExteriorSidewalk · Sprinkler Metered

Community & fees

HOA fee$113/mo
Taxes (2025)$7,237/yr
PetsDogs OK, Yes
CommunityDeed Restrictions · Fitness Center · Golf Carts OK · Golf · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sprinkler Meter · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,439 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$603
HOA fee — from the listing$113
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,172Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,172
Interest rate6.00%
Loan term

Estimated payment

$3,439/mo

Principal & interest$2,384
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$603
HOA / condo fee$113
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$314KedgeAI estimate $337,439 · range $328K$335K$421K

vs edgeAI estimate

+20%

$/sqft vs Tampa actives

$250 vs $297

Days on market

19 vs 40 typical

Where $250/sqft sits among the 400 Tampa actives

165 · this home
121
50
20
15
29
$153–271$271–390$390–508$508–626$626–744$744+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Isles

Map of 10467 LUCAYA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Heritage Isles — neighborhood snapshot

Population

2,860

Median age

37

Median income

$144,753

Median home value

$437,862

Avg household

3

Households w/ children

483

For the school run

Hillsborough County School District

ElementaryHeritage Elementary School★★★★★
MiddleBenito Middle School★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

187 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $404,900 $3K
Jul 16, 2026Listed at $407,900 · 19 days on market since
2004Built · HERITAGE ISLES PH 3D

Reality check

What actually sold near 10467 LUCAYA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10458 LUCAYA DRIVESold · Jul ’26

$335,000

10458 LUCAYA DRIVE · same community

3 bd · 2 ba · 1,620 sqft · $207/sqft · 65 DOM

10450 LUCAYA DRIVESold · May ’26

$319,900

10450 LUCAYA DRIVE · same community

3 bd · 2 ba · 1,436 sqft · $223/sqft · 3 DOM

10446 LUCAYA DRIVESold · Jun ’26

$430,000

10446 LUCAYA DRIVE · same community

4 bd · 3 ba · 1,824 sqft · $236/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10467 LUCAYA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10467 LUCAYA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10467 LUCAYA DRIVE FAQs

What would the monthly payment be for 10467 LUCAYA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,439/mo — principal and interest, the actual property-tax bill, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10467 LUCAYA DRIVE?+

The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10467 LUCAYA DRIVE?+

The most recent tax bill on record (2025) was $7,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10467 LUCAYA DRIVE?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $404,900, this home is listed about 10% below the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10467 LUCAYA DRIVE?+

Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

02Strong assigned schools

Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $407,900, now $404,900 — a $3K cut. The full history is in the market section below.

Listing courtesy of MURCAR REALTY · Sarahi Negron Ortiz. MLS #TB8529735.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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