David Ramirez
$500,0004 bd2 ba1,480 sqft$338 /sqft$3,905 /mo all-in ↓

264 14TH STREET NW, LARGO, FL, 33770

Active8 days on marketListed Jul 17, 2026MLS #TB8529683

Private poolSingle Family ResidenceACREAGE

Come see it

Upcoming open house

Sun, Jul 26

12:00 PM – 2:00 PM

About this home

264 14TH STREET NW

Virtually Staged. Discover the Florida lifestyle in this beautifully remodeled 4-bedroom, 2-bath pool home, ideally situated on a spacious lot in the heart of Largo, just minutes from Belleair Beach and the Gulf Coast’s stunning sandy shores. Thoughtfully updated throughout, this home features a stylish kitchen with quartz countertops, brand-new stainless-steel appliances, modern bathrooms, new wood laminate flooring, updated light fixtures, and fresh interior and exterior paint. The desirable split floor plan provides both privacy and functionality, while the open layout creates a bright, inviting atmosphere that’s perfect for everyday living and entertaining. Step outside to your private backyard retreat and enjoy the sparkling pool, ideal for relaxing and embracing Florida’s outdoor lifestyle. Rear sheds offer additional storage or the perfect space, for a workshop. The property offers spacious front yard with possibility to park several cars, RV and a Boat. Major improvements include a brand-new AC system, water heater, and pool equipment. Conveniently located in walking distance to fine dining, shopping, bike to Belleair Beach, Indian Rocks Beach, and Clearwater beach. Beautiful Largo Central Park, Pinellas Trail, Largo City Hall are just minutes away from the house. This home offers exceptional flexibility with no HOA, no CDD fees, no flood zone, and lucrative long and short-term Airbnb rentals allowed. Whether you’re looking for a family home, vacation retreat, or investment property, this is a fantastic opportunity to own a slice of paradise on Florida’s Gulf Coast.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,480

Sqft

0.18 ac

Lot size

1950

Year built

One

Levels

$338

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewPool · Trees/Woods
FacesWest
ParkingDriveway · Off Street · Open · Parking Pad
ExteriorPrivate Entrance · Private Mailbox · Private Yard · Sidewalk · Storage

Community & fees

Taxes (2025)$6,960/yr
PetsCats OK, Dogs OK, Yes
CommunityPark · Playground · Restaurant · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,905 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$580
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,905/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$580
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$429KedgeAI estimate $465,164 · range $447K$511K$531K

vs edgeAI estimate

+7.5%

$/sqft vs ACREAGE

$338 vs $340

Days on market

8 vs 42 typical

Where $338/sqft sits among the 152 homes for sale in ACREAGE

63
51 · this home
21
6
0
11
$145–311$311–477$477–642$642–808$808–974$974+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Northwest

Map of 264 14TH STREET NW inside its neighborhood boundary

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Old Northwest — neighborhood snapshot

Population

1,726

Median age

54

Median income

$38,494

Median home value

$244,496

Avg household

2

Households w/ children

110

For the school run

Pinellas County School District

HighLargo High School★★★★★
ElementaryMildred Helms Elementary School★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

63 of 152

ACREAGE have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $500,000 · 8 days on market since
1950Built · ACREAGE

Reality check

What actually sold near 264 14TH STREET NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15260 SUGAR BOWL ROADSold · Mar ’26

$655,000

15260 SUGAR BOWL ROAD · same community

3 bd · 2 ba · 1,449 sqft · $452/sqft · 9 DOM

13830 SUGAR BOWL ROADSold · Dec ’25

$392,300

13830 SUGAR BOWL ROAD · same community

3 bd · 2 ba · 1,568 sqft · $250/sqft · 9 DOM

21183 FORT CHRISTMAS ROADSold · Dec ’25

$320,539

21183 FORT CHRISTMAS ROAD · same community

3 bd · 2 ba · 1,368 sqft · $234/sqft · 162 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 264 14TH STREET NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 264 14TH STREET NW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

264 14TH STREET NW FAQs

What would the monthly payment be for 264 14TH STREET NW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 264 14TH STREET NW?+

The most recent tax bill on record (2025) was $6,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 264 14TH STREET NW?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $500,000, this home is listed about 86% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 264 14TH STREET NW?+

Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$500,000 runs 82% above the LARGO 33770 median — but at 1,480 sqft it's also 21% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FL INVESTMENT REALTY LLC · Alla Panteleeva. MLS #TB8529683.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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