David Ramirez
$1,7501 bd1 ba600 sqft$3 /sqft$173 /mo all-in ↓

295 110TH AVENUE UNIT 1, ST PETERSBURG, FL, 33706

Active23 days on marketListed Jul 16, 2026MLS #TB8529672

Priced 100% below the ST PETERSBURG 33706 medianCondominiumISLE OF PALMS

About this home

295 110TH AVENUE UNIT 1

Waterfront 1 Bedroom Rental Walk to Treasure Island Beach! $1,750/month | Water & Trash Included | Pets Welcome. Live the Florida waterfront lifestyle in this completely renovated 1-bedroom, 1-bath apartment tucked away in a peaceful waterfront community just minutes from Treasure Island Beach. Everything is brand new, offering a fresh, modern living space. The oversized bedroom provides plenty of room for a king-size bed and additional furniture, while the extra-large storage closet offers incredible space for bicycles, kayaks, fishing gear, beach equipment, paddleboards, and more a rare bonus for coastal living! Step outside and enjoy the community's beautiful waterfront courtyard, where you can relax with your morning coffee, launch a kayak, cast a fishing line right from the backyard, or simply enjoy stunning water views and sunsets. Features You'll Love: Completely renovated with brand-new finishes throughout. Spacious oversized bedroom. Huge storage closet perfect for bikes, fishing gear & beach toys. Convenient on-site laundry facilities. Beautiful waterfront courtyard with scenic water views. Fish or launch your kayak right from the property. Pets welcome. Water & trash included in rent. Prime Treasure Island Location: Walking distance to Treasure Island Beach - Minutes to Freedom Boat Club - Walk to Ricky T's Bar & Grille and other local restaurants, shopping, and entertainment. Easy access to boating, kayaking, paddleboarding, fishing, and everything that makes waterfront living so special. This is a rare opportunity to enjoy resort-style waterfront living with modern comforts in one of Treasure Island's most desirable locations. Rent: $1,750/month. Includes: Water & Trash. Pets: Welcome (breed/weight restrictions).

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

600

Sqft

0.28 ac

Lot size

1966

Year built

One

Levels

$3

Per sqft

Inside

AppliancesMicrowave · Range · Refrigerator
InteriorOther
LaundryCommon Area · Same Floor As Condo Unit
CoolingWall/Window Unit(s)
HeatingOther

Outside & construction

Community & fees

PetsBreed Restrictions, Dogs OK
CommunityNone

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $61Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $61
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$3 vs $323

Days on market

23 vs 54 typical

Where $3/sqft sits among the 400 St Petersburg actives

34 · this home
138
132
44
24
28
$3–153$153–302$302–452$452–602$602–752$752+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Isle Of Palms

Map of 295 110TH AVENUE UNIT 1 inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Isle Of Palms — neighborhood snapshot

Population

1,143

Median age

62

Median income

$75,139

Median home value

$908,900

Avg household

2

Households w/ children

50%

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$420K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

216 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the ST PETERSBURG 33706 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $1,750 · 23 days on market since
1966Built · ISLE OF PALMS

Reality check

What actually sold near 295 110TH AVENUE UNIT 1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11130 3RD STREET ESold · Sep ’25

$365,000

11130 3RD STREET E · same community

3 bd · 2 ba · 1,465 sqft · $249/sqft · 44 DOM

11145 3RD STREET ESold · May ’26

$1,625,000

11145 3RD STREET E · same community

3 bd · 3 ba · 2,357 sqft · $689/sqft · 44 DOM

9755 HARRELL AVENUE UNIT 206Sold · Jun ’26

$210,000

9755 HARRELL AVENUE UNIT 206

1 bd · 1 ba · 619 sqft · $339/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 295 110TH AVENUE UNIT 1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 295 110TH AVENUE UNIT 1 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

295 110TH AVENUE UNIT 1 FAQs

What would the monthly payment be for 295 110TH AVENUE UNIT 1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 295 110TH AVENUE UNIT 1?+

The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,750, this home is listed about 100% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to 295 110TH AVENUE UNIT 1?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Kimberly Bowden. MLS #TB8529672.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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