4215 E BAY DRIVE UNIT 1702H, CLEARWATER, FL, 33764
Active8 days on marketListed Jul 16, 2026MLS #TB8529662
About this home
4215 E BAY DRIVE UNIT 1702H
GREAT PLACE FOR SNOWBIRDS! UNIT CAN BE LEASED AFTER 1 YEAR OF OWNER OCCUPANCY.JUST THE RIGHT AMOUNT OF TIME TO GET IT READY FOR SEASONAL OR SHORT TERM LEASING WITH JUST 30 DAYS OCCUPANCY REQUIRED. All age community! Welcome to 4215 E Bay Drive, #1702H? This 2nd floor STUDIO needs TLC to make it a great investment opportunity. Inside, you'll find a generous living space with a walk-in closet, a large walk-in pantry, and a private balcony. The unit's balcony, stairs and ROOF are brand new, all replaced in 2024! The community is packed with amenities, including a heated pool and spa, 24/7 security, a car wash station with vacuum/tire pump, quick and responsive management, and a reserved parking space for your convenience. Located just minutes from grocery stores, restaurants, shops, and transit, everything you need is close by. Tampa International Airport, Clearwater/St Petersburg Airport and our top-rated Clearwater Beaches are just 15 minutes away! Owners can lease their unit after one year of ownership, making this a great option for both permanent residents and, if desired, a short term or seasonal rental. Just a short drive from Picturesque Dunedin, Safety Harbor, Palm Harbor and Tarpon Springs Sponge Docks. Don't forget to bring your sweet tooth, so many European bakeries to visit and sit outside to enjoy the International ambiance.
Facts & features
The home at a glance
0
Bedrooms
1
Bathrooms
410
Sqft
1971
Year built
One
Levels
$110
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,051/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−62.7%
$/sqft vs Clearwater actives
$110 vs $216
Days on market
8 vs 47 typical
Where $110/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
212 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4215 E BAY DRIVE UNIT 1702H
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$70,000
4215 E BAY DRIVE UNIT 1801E · same community
0 bd · 1 ba · 410 sqft · $171/sqft · 46 DOM
Sold · Apr ’26$75,000
4215 E BAY DRIVE UNIT 1801D · same community
0 bd · 1 ba · 410 sqft · $183/sqft · 91 DOM
Sold · Jan ’26$110,000
4215 E BAY DRIVE UNIT 1506F · same community
1 bd · 1 ba · 480 sqft · $229/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4215 E BAY DRIVE UNIT 1702H — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4215 E BAY DRIVE UNIT 1702H — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4215 E BAY DRIVE UNIT 1702H FAQs
What would the monthly payment be for 4215 E BAY DRIVE UNIT 1702H?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,010/mo — principal and interest, estimated property taxes, the $565/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4215 E BAY DRIVE UNIT 1702H?+
The association fee works out to $565 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4215 E BAY DRIVE UNIT 1702H?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4215 E BAY DRIVE UNIT 1702H?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $45,000, this home is listed about 84% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4215 E BAY DRIVE UNIT 1702H?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33764 market on paper
$45,000 is 80% below the CLEARWATER 33764 median of $230,000, and at $110/sqft it sits under the Clearwater average of $275.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $565/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Francine Spector. MLS #TB8529662.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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