12407 GILMERTON MIST LANE, RIVERVIEW, FL, 33579
Active9 days on marketListed Jul 16, 2026MLS #TB8529659
About this home
12407 GILMERTON MIST LANE
Welcome home to Panther Trace, one of Riverview's most sought-after resort-style community! This beautifully maintained 2,502 sq ft two-story home offers 4 bedrooms, 2.5 baths, and a 2-car garage with custom cabinetry, with major systems already handled - new roof (2025) and new A/C (2026). Inside you'll find updated flooring throughout, a renovated kitchen with solid cabinetry, granite counters, an expanded island (2023), and a designer tile backsplash, plus fully upgraded marble bathrooms (2023). All four bedrooms are upstairs, including a spacious primary suite with a walk-in closet with built-in organizer and a spa-inspired en-suite with dual sinks, walk-in shower, and soaking tub. The backyard is built for entertaining, with a sparkling heated pool featuring dual water features, LED lighting, and a screened enclosure (2020), a stone-accented outdoor kitchen with granite top (2023), paver deck (2020), fruit trees, and vinyl/metal fencing for privacy; additional updates include a new washer (2024) and water softener (2025). Panther Trace offers a lagoon pool, splash park, clubhouse, playgrounds, tennis and basketball courts, walking trails, and an on-site elementary school, with easy access to I-75, Hwy 301, Downtown Tampa, Busch Gardens, and Apollo Beach. Move-in ready and meticulously cared for — schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,502
Sqft
0.16 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs Riverview actives
$206 vs $185
Days on market
9 vs 33 typical
Where $206/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Panther Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
Panther Trace — neighborhood snapshot
Population
5,209
Median age
38
Median income
$107,177
Median home value
$365,852
Avg household
3
Households w/ children
828
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
199 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12407 GILMERTON MIST LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$459,000
13040 AVALON CREST COURT
4 bd · 2.5 ba · 2,496 sqft · $184/sqft · 162 DOM
Sold · Jun ’26$380,000
10914 WHITECAP DRIVE
4 bd · 2.5 ba · 2,490 sqft · $153/sqft · 32 DOM
Sold · Feb ’26$375,000
13004 SAINT FILAGREE DRIVE
4 bd · 3 ba · 2,514 sqft · $149/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12407 GILMERTON MIST LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12407 GILMERTON MIST LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12407 GILMERTON MIST LANE FAQs
What would the monthly payment be for 12407 GILMERTON MIST LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,113/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12407 GILMERTON MIST LANE?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12407 GILMERTON MIST LANE?+
The most recent tax bill on record (2025) was $5,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12407 GILMERTON MIST LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $515,000, this home is listed about 32% above the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12407 GILMERTON MIST LANE?+
Collins Pk-8 School (elementary), Riverview High School (high), Barrington Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 36% above the RIVERVIEW 33579 median — but at 2,502 sqft it's also 25% larger than the typical Riverview listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Collins Pk-8 School, Riverview High School, Barrington Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Robert Downey II. MLS #TB8529659.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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