6414 2ND PALM POINT, ST PETE BEACH, FL, 33706
Active1 days on marketListed Jul 24, 2026MLS #TB8529611
Come see it
Upcoming open house
Sun, Jul 26
1:00 PM – 4:00 PM
About this home
6414 2ND PALM POINT
One or more photo(s) has been virtually staged. Coastal living at its best! Enjoy the ultimate boating lifestyle in this beautifully remodeled waterfront pool home in the highly desirable Three Palms Point community. Situated on deep water with beautiful water views, bridge-free access to Tampa Bay, and just a short walk to the beach, this 4-bedroom, 2-bath split floor plan offers 2,318 heated square feet, including a bright enclosed sunroom with 408 additional heated square feet. The stunning new kitchen features quartz countertops, solid wood cabinetry, glass tile backsplash, new KitchenAid stainless steel appliances, breakfast bar and eat-in kitchen area with a built-in bar and KitchenAid ice machine, making it ideal for entertaining. Luxury vinyl flooring runs throughout, and both bathrooms have been beautifully renovated with quartz countertops and designer tile. Step outside to your private waterfront oasis with a recently renovated pool and large tile deck (2023), new seawall (2022), and new TREX dock with wrapped pilings and a 13,000-pound boat lift (2024). Additional upgrades include a concrete tile roof (2022), hurricane-impact windows, updated electrical with new panel, HVAC upgrades with mini-splits in the garage and sunroom, Miami-rated garage door, circular paver driveway with extra boat or trailer parking, PVC fencing, new landscaping and irrigation, Pentair variable-speed pool pump, epoxy garage floor, new water heater, plantation shutters, remote-controlled sunroom blinds, custom closet systems, whole-house water softener, RV hookup with 50-amp service, and a 220V circuit for a future pool heater. Located in golf cart-friendly Three Palms Point, you're just minutes from award-winning beaches, waterfront restaurants, beach bars, shopping, downtown St. Petersburg, and I-275 for an easy commute to Tampa, Bradenton, and Sarasota. Move right in and start enjoying the best of Florida waterfront living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,318
Sqft
0.2 ac
Lot size
2
Garage
1969
Year built
One
Levels
$701
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,146 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,146/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34%
$/sqft vs THREE PALMS POINT
$701 vs $768
Days on market
1 vs 85 typical
Where $701/sqft sits among the 7 homes for sale in THREE PALMS POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Three Palms Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Three Palms Point — neighborhood snapshot
Population
797
Median age
68
Median income
$79,226
Median home value
$414,374
Avg household
1
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
4 of 7
THREE PALMS POINT have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 261% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6414 2ND PALM POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,610,000
6440 3RD PALM POINT · same community
3 bd · 3 ba · 2,318 sqft · $695/sqft · 206 DOM
Sold · Nov ’25$800,000
511 64TH AVENUE · same community
2 bd · 2 ba · 2,407 sqft · $332/sqft · 116 DOM
Sold · Aug ’25$725,000
6437 1ST PALM POINT · same community
3 bd · 2 ba · 2,170 sqft · $334/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6414 2ND PALM POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6414 2ND PALM POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6414 2ND PALM POINT FAQs
What would the monthly payment be for 6414 2ND PALM POINT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6414 2ND PALM POINT?+
The most recent tax bill on record (2025) was $7,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6414 2ND PALM POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $1,625,000, this home is listed about 171% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6414 2ND PALM POINT?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,625,000 runs 261% above the ST PETE BEACH 33706 median — but at 2,318 sqft it's also nearly twice the size of the typical St Pete Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a St Pete Beach market that averages 85 — if it fits, move quickly.
04Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP · Daphne Smith. MLS #TB8529611.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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