David Ramirez
$1,499,000$1,549,0004 bd3.5 ba3,312 sqft$453 /sqft$10,609 /mo all-in ↓

4802 W BEACHWAY DRIVE, TAMPA, FL, 33609

Active15 days on marketListed Jul 15, 2026MLS #TB8529477

Reduced $50KWaterfrontSingle Family ResidenceBEACH PARK

About this home

4802 W BEACHWAY DRIVE

Rarely does a Beach Park home combine this much space, this level of updating, and this kind of energy resilience. Set on a generous 75-by-110-foot corner lot with a peaceful canal backdrop, this move-in-ready 4-bedroom, 3.5-bath residence offers 3,312 square feet, no mandatory HOA, a complete 2021 reroof, and a fully paid, professionally installed and permitted 2024 solar-plus-battery system - a documented $80,700 investment with no solar loan to assume and transferable warranties. Battery backup adds valuable resilience during grid outages and Florida storm season, while the solar system is designed to reduce reliance on the grid. Custom glass-and-iron doors open to a soaring foyer and a flowing main level with a spacious great room, formal dining area, and flexible den or home office. The remodeled open-concept kitchen is built for gathering, with an oversized island, white cabinetry, Level 5 granite countertops, a glass subway-tile backsplash, and stainless-steel appliances. Upstairs, the primary retreat features two custom walk-in closets and a spa-inspired bath with a soaking tub, dual vessel-sink vanity, frameless glass shower, and private water closet. Two secondary bedrooms share a Jack-and-Jill bath, while the fourth bedroom has its own en suite. A second-floor laundry room adds everyday convenience. Travertine and hardwood flooring, crown molding, plantation shutters, recessed lighting, upgraded fixtures, a gas fireplace, tankless water heater, water filtration and softener systems, exterior security cameras, double-pane windows, R-30 insulation, zoned HVAC, fresh interior and exterior paint, and all concrete-block construction complete the home. Outside, a covered veranda overlooks a spacious patio and tranquil canal backdrop - an inviting setting for morning coffee, entertaining, and enjoying the Florida lifestyle. The generous outdoor area also offers the opportunity to design a future pool and custom backyard retreat, subject to survey and applicable approvals. The oversized two-car garage includes abundant storage, high ceilings, cushioned flooring, and dedicated wall A/C, making it ideal for a gym, workshop, or hobby space. Minutes from Tampa International Airport, downtown Tampa, International Plaza, and South Tampa dining and shopping, and currently zoned for Mabry Elementary, Coleman Middle, and Plant High School. This distinctive Beach Park residence brings together luxury, efficiency, flexibility, and storm-season resilience.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,312

Sqft

0.19 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$453

Per sqft

WaterfrontFireplace

Inside

FlooringMarble · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Irrigation System · Shade Shutter(s)

Community & fees

Taxes (2025)$21,575/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,609 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property tax — 2025 actual bill$1,798
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,900
Interest rate6.00%
Loan term

Estimated payment

$10,609/mo

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property taxes (actual bill)$1,798
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.2MedgeAI estimate $1,325,881 · range $1.3M$1.3M$1.6M

vs edgeAI estimate

+13.1%

$/sqft vs BEACH PARK

$453 vs $563

Days on market

15 vs 33 typical

Where $453/sqft sits among the 12 homes for sale in BEACH PARK

3
3 · this home
2
1
1
2
$340–427$427–515$515–603$603–690$690–778$778+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beach Park

Map of 4802 W BEACHWAY DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa10 min
Tampa Int’l Airport (TPA)10 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Beach Park — neighborhood snapshot

Population

4,628

Median age

45

Median income

$161,727

Median home value

$846,281

Avg household

2

Households w/ children

528

For the school run

Hillsborough County School District

MiddleColeman Middle School★★★★★
ElementaryGrady Elementary School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

7 of 12

BEACH PARK have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 201% above the TAMPA 33609 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,499,000 $50K
Jul 15, 2026Listed at $1,549,000 · 15 days on market since
2007Built · BEACH PARK

Reality check

What actually sold near 4802 W BEACHWAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4502 W CULBREATH AVENUESold · Jun ’26

$1,900,000

4502 W CULBREATH AVENUE · same community

3 bd · 3.5 ba · 3,402 sqft · $558/sqft · 0 DOM

407 S WEST SHORE BOULEVARDSold · Oct ’25

$1,150,000

407 S WEST SHORE BOULEVARD · same community

3 bd · 3 ba · 3,203 sqft · $359/sqft · 169 DOM

205 S SHORE CREST DRIVESold · Dec ’25

$690,000

205 S SHORE CREST DRIVE · same community

3 bd · 2 ba · 3,136 sqft · $220/sqft · 219 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4802 W BEACHWAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4802 W BEACHWAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4802 W BEACHWAY DRIVE FAQs

What would the monthly payment be for 4802 W BEACHWAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4802 W BEACHWAY DRIVE?+

The most recent tax bill on record (2025) was $21,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $1,499,000, this home is listed about 222% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4802 W BEACHWAY DRIVE?+

Coleman Middle School (middle), Grady Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,499,000 runs 201% above the TAMPA 33609 median — but at 3,312 sqft it's also nearly twice the size of the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Coleman Middle School, Grady Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,549,000, now $1,499,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Adam Fernandez. MLS #TB8529477.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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