David Ramirez
$425,0003 bd2 ba1,560 sqft$272 /sqft$3,799 /mo all-in ↓

80 SUMMERWINDS LANE, OLDSMAR, FL, 34677

Active6 days on marketListed Jul 17, 2026MLS #TB8529421

VillaEAST LAKE WOODLANDS PINEWINDS

About this home

80 SUMMERWINDS LANE

One look and you'll be sold! This beautifully maintained, move-in-ready villa offers the perfect combination of comfort, privacy, and convenience. Featuring three bedrooms, two bathrooms, and an attached two-car garage, this home is sure to check all the boxes. Step inside to a spacious Great Room with soaring cathedral ceilings and a cozy wood-burning fireplace, creating the perfect space for relaxing or entertaining. The home's thoughtful layout and meticulous upkeep make it truly move-in ready. One of this property's most outstanding features is its premium location on one of the most private lots in all of East Lake Woodlands. With no rear neighbors, you'll enjoy exceptional privacy while overlooking a tranquil pond and wooded preserve. Start your mornings with coffee or unwind in the evenings with a glass of wine on the private screened lanai as you take in the peaceful views. Located on a quiet cul-de-sac in the desirable Pinewinds community within the gated East Lake Woodlands neighborhood, this home offers both security and a relaxed lifestyle. Residents enjoy convenient access to shopping, dining, beautiful Gulf beaches, medical facilities, parks, Tampa International Airport, and St. Pete–Clearwater International Airport. The HOA handles exterior maintenance, lawn care, and the community pool, allowing you to enjoy a true low-maintenance, resort-style lifestyle year-round. Whether you're searching for a full-time residence, a seasonal retreat, or a vacation getaway, this exceptional villa is an outstanding opportunity. Priced to sell, this home won't stay on the market for long. Schedule your private showing today before it's gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,560

Sqft

0.16 ac

Lot size

2

Garage

1987

Year built

One

Levels

$272

Per sqft

Fireplace

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame · Wood Siding
FoundationSlab
FacesNorth
ExteriorSliding Doors

Community & fees

HOA fee$625/mo
Taxes (2025)$3,885/yr
PetsCats OK, Dogs OK, Number Limit
CommunityDeed Restrictions · Gated Community - Guard · Golf Carts OK · Park · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,799 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$324
HOA fee — from the listing$625
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,799/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$324
HOA / condo fee$625
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$297KedgeAI estimate $348,593 · range $309K$371K$442K

vs edgeAI estimate

+21.9%

$/sqft vs Oldsmar actives

$272 vs $227

Days on market

6 vs 43 typical

Where $272/sqft sits among the 154 Oldsmar actives

30
29
29
25 · this home
21
20
$141–174$174–208$208–241$241–275$275–308$308+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Lake Woodlands

Map of 80 SUMMERWINDS LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

East Lake Woodlands — neighborhood snapshot

Population

7,647

Median age

53

Median income

$107,049

Median home value

$399,307

Avg household

2

Households w/ children

583

For the school run

Pinellas County School District

ElementaryForest Lakes Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

93 of 154

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $425,000 · 6 days on market since
1987Built · EAST LAKE WOODLANDS PINEWINDS

Reality check

What actually sold near 80 SUMMERWINDS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

200 PINEWINDS BOULEVARDSold · Sep ’25

$410,000

200 PINEWINDS BOULEVARD · same community

3 bd · 2 ba · 1,560 sqft · $263/sqft · 104 DOM

70 MORNING DOVE PLACESold · Oct ’25

$255,000

70 MORNING DOVE PLACE · same community

3 bd · 2 ba · 1,332 sqft · $191/sqft · 115 DOM

60 BIRDSONG COURTSold · Jun ’26

$247,500

60 BIRDSONG COURT · same community

2 bd · 2 ba · 1,053 sqft · $235/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 80 SUMMERWINDS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 80 SUMMERWINDS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

80 SUMMERWINDS LANE FAQs

What would the monthly payment be for 80 SUMMERWINDS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,799/mo — principal and interest, the actual property-tax bill, the $625/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 80 SUMMERWINDS LANE?+

The association fee works out to $625 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 80 SUMMERWINDS LANE?+

The most recent tax bill on record (2025) was $3,885. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 80 SUMMERWINDS LANE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $425,000, this home is listed about 24% above the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 80 SUMMERWINDS LANE?+

Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$425,000 runs 64% above the OLDSMAR 34677 median.

02Know the monthly fee

The association fee is $625/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 6 days on market in a Oldsmar market that averages 43 — if it fits, move quickly.

04Strong assigned schools

Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Robert McCaffery. MLS #TB8529421.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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