David Ramirez
Pending
$293,0003 bd1 ba1,204 sqft$243 /sqft$2,636 /mo all-in ↓

6543 34TH TERRACE N, ST PETERSBURG, FL, 33710

Pending26 days on marketListed Jul 15, 2026MLS #TB8529388

Priced 23% below the ST PETERSBURG 33710 medianSingle Family ResidenceMILES PINES

About this home

6543 34TH TERRACE N

Welcome to 6543 34th Terrace N in St. Petersburg, a 3-bedroom, 1-bath home offering a functional floor plan, generous outdoor space, and an excellent opportunity to personalize and update over time. With multiple living areas, a large fenced backyard, and a convenient central location, this property provides flexibility for a variety of living arrangements. Inside, the home features a comfortable living room, a kitchen with a dedicated dining area for everyday meals, a spacious family room that expands the living space, and an inside utility room for added convenience. The screened porch extends the living area outdoors, providing a relaxing space to entertain, or enjoy Florida's weather throughout much of the year. The expansive fenced backyard offers plenty of room for outdoor activities, gardening, or future enhancements, including space for a pool (subject to local regulations and permitting). A storage shed provides additional room for lawn equipment, tools, seasonal items, or hobbies. While the home would benefit from cosmetic updates, including flooring and other personal improvements, it presents an opportunity for the next owner to make it their own while building equity over time. Conveniently located approximately 9 miles from Downtown St. Petersburg's waterfront, museums, restaurants, entertainment venues, and special events, the property is also about 16 miles from the Gulf beaches and approximately 18 miles from Downtown Tampa. Tyrone Square Mall is just 3 miles away, offering a variety of shopping and dining options. Nearby recreational destinations include Walter Fuller Park (approximately 2.5 miles), featuring sports fields, walking trails, a recreation center, and aquatic facilities, as well as Azalea Park (approximately 3 miles), known for its playgrounds, tennis courts, and open green space. Whether you're looking for your next primary residence or an investment opportunity, this home offers a desirable combination of interior living space, outdoor potential, and convenient access to many of St. Petersburg's most popular destinations. All information is believed to be accurate but is not guaranteed. Buyers and their agents are responsible for verifying all information, measurements, square footage, room sizes, permits, zoning, and any other facts deemed important to their purchase decision.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,204

Sqft

0.17 ac

Lot size

1956

Year built

One

Levels

$243

Per sqft

Inside

FlooringOther · Tile · Vinyl
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Other · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorOther

Community & fees

Taxes (2025)$7,455/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,636 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,725
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$621
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,255Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,255
Interest rate6.00%
Loan term

Estimated payment

$2,636/mo

Principal & interest$1,725
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$621
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $293K
$281KedgeAI estimate $365,086 · range $356K$384K$399K

vs edgeAI estimate

−19.7%

$/sqft vs St Petersburg actives

$243 vs $325

Days on market

26 vs 55 typical

Where $243/sqft sits among the 400 St Petersburg actives

146 · this home
133
50
30
13
28
$132–269$269–406$406–543$543–681$681–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 6543 34TH TERRACE N

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33710 — neighborhood snapshot

Population

35,113

Median age

46.1

Median income

$76,908

Median home value

$312,500

Avg household

2.32

Households w/ children

3,314

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

192 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the ST PETERSBURG 33710 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $293,000 · 26 days on market since
1956Built · MILES PINES

Reality check

What actually sold near 6543 34TH TERRACE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6443 34TH AVENUE NSold · Nov ’25

$367,000

6443 34TH AVENUE N · same community

3 bd · 2 ba · 1,224 sqft · $300/sqft · 145 DOM

6525 34TH AVENUE NSold · Mar ’26

$277,000

6525 34TH AVENUE N · same community

3 bd · 1 ba · 1,235 sqft · $224/sqft · 56 DOM

6275 37TH AVENUE NSold · Sep ’25

$325,000

6275 37TH AVENUE N · same community

3 bd · 2 ba · 1,112 sqft · $292/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6543 34TH TERRACE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6543 34TH TERRACE N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6543 34TH TERRACE N FAQs

What would the monthly payment be for 6543 34TH TERRACE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,636/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6543 34TH TERRACE N?+

The most recent tax bill on record (2025) was $7,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $293,000, this home is listed about 32% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6543 34TH TERRACE N?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RESULTS REAL ESTATE INC · Stephanie See. MLS #TB8529388.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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