1048 ADALIA TERRACE, PORT CHARLOTTE, FL, 33953
Active25 days on marketListed Jul 15, 2026MLS #TB8529379
About this home
1048 ADALIA TERRACE
**Available August 15th!** Built in 2025, this beautiful 4-bedroom, 2-bath home offers the comfort and feel of newer construction in a convenient Port Charlotte location on city water. Featuring **1,846 square feet of air-conditioned living space**, the home provides a spacious and functional layout ideal for comfortable everyday living. Conveniently located near US-41 and just minutes from North Port, Cocoplum Village Shops, Hobby Lobby, First Watch, shopping, dining, and everyday conveniences. Centennial Park is also approximately five minutes away, offering convenient access to recreational amenities. Commuters will appreciate easy access to I-75 via Exit 179 or Exit 182, providing convenient connections throughout Southwest Florida. Don't miss the opportunity to make this beautiful newer home your next residence. **Available for occupancy beginning August 15th.** Contact us today for additional information or to schedule a showing!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,846
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 029
$1 vs $233
Days on market
25 vs 60 typical
Where $1/sqft sits among the 13 homes for sale in PORT CHARLOTTE SEC 029
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 13
PORT CHARLOTTE SEC 029 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1048 ADALIA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$385,000
15105 GULISTAN AVENUE · same community
3 bd · 2 ba · 1,887 sqft · $204/sqft · 112 DOM
Sold · Apr ’26$370,000
1284 RAMBLER TERRACE · same community
3 bd · 2 ba · 1,670 sqft · $222/sqft · 20 DOM
Sold · May ’26$330,000
Nearby listing · same community
3 bd · 2 ba · 1,659 sqft · $199/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1048 ADALIA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1048 ADALIA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1048 ADALIA TERRACE FAQs
What would the monthly payment be for 1048 ADALIA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1048 ADALIA TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,300, this home is listed about 99% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 1048 ADALIA TERRACE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Silvia Price. MLS #TB8529379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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