2459 RUTLAND LANE, CLEARWATER, FL, 33763
Active19 days on marketListed Jul 14, 2026MLS #TB8529371
About this home
2459 RUTLAND LANE
Welcome to 2459 Rutland Lane, where comfortable living, functional space, and future improvements come together in a well-designed 3-bedroom home with features that offer flexibility for a variety of lifestyles. A new roof will be installed prior to closing, and the home also features a recently updated electrical panel, providing added value and peace of mind. Inside, the living room flows naturally into the dining area, creating an open and inviting space for everyday living and entertaining. The kitchen offers a bright breakfast area highlighted by a garden window—an ideal spot for herbs, plants, or seasonal décor while bringing in abundant natural light. A sliding barn door opens to a versatile bonus room that can easily accommodate a home office, craft room, hobby space, media room, or additional sitting area. Just beyond, the screened porch provides a comfortable place to relax, dine outdoors, or enjoy Florida's pleasant weather throughout much of the year. All three bedrooms offer comfortable dimensions and ample closet space. The oversized one-car garage provides more than just parking, featuring the laundry area, additional storage space, and a convenient half bath that adds extra functionality to the home. Outside, the fenced backyard offers room for pets, gardening, outdoor entertaining, or simply enjoying your own private outdoor space. Conveniently located, the property is approximately 10 miles from Clearwater Beach, about 12 miles from Honeymoon Island State Park, approximately 6 miles from Downtown Dunedin with its waterfront parks, restaurants, breweries, and year-round events, and roughly 22 miles from Downtown Tampa, making commuting and regional attractions easily accessible. Everyday conveniences including shopping, dining, medical facilities, parks, and recreation are all just minutes away. This home offers an appealing combination of practical living spaces, flexible bonus areas, recent improvements, and an excellent location, presenting a wonderful opportunity for its next owner to enjoy while adding their own personal touches over time. All information is believed to be accurate but is not guaranteed. Buyers and their agents are responsible for verifying all information, measurements, dimensions, square footage, room sizes, permits, and any other facts deemed important to their purchase decision.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,246
Sqft
0.21 ac
Lot size
1
Garage
1968
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
$/sqft vs Clearwater actives
$321 vs $218
Days on market
19 vs 47 typical
Where $321/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2459 RUTLAND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$369,900
2300 TUDOR LANE · same community
2 bd · 1.5 ba · 1,033 sqft · $358/sqft · 11 DOM
Sold · Jan ’26$445,000
2423 RUTLAND LANE · same community
2 bd · 2 ba · 1,581 sqft · $281/sqft · 26 DOM
Sold · Dec ’25$400,000
2352 RUTLAND LANE · same community
2 bd · 2 ba · 1,685 sqft · $237/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2459 RUTLAND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2459 RUTLAND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2459 RUTLAND LANE FAQs
What would the monthly payment be for 2459 RUTLAND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,278/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2459 RUTLAND LANE?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2459 RUTLAND LANE?+
The most recent tax bill on record (2025) was $6,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2459 RUTLAND LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $399,900, this home is listed about 45% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2459 RUTLAND LANE?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RESULTS REAL ESTATE INC · Stephanie See. MLS #TB8529371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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