12055 MURRAY AVENUE, LARGO, FL, 33778
Active2 days on marketListed Jul 21, 2026MLS #TB8529282
About this home
12055 MURRAY AVENUE
Welcome home to a charming property offering comfort, convenience and Florida Living at its best. Nestled in a quiet residential neighborhood, this home features a bright, inviting layout with spacious living areas and abundant natural light. Versatile living areas will suit any need. Both bathrooms are newly renovated.Very large great room flexibility for any layout and boasts a large wood burning fireplace. Very spacious primary bedroom with bathroom attached. House was built elevated to ensure safety against th elements for years to come. Garage and storage/ indoor- outdoor living area provides extra space for storage or entertaining. Spacious backyard with room to build a pool or put in a free standing garage or workshop.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,192
Sqft
0.39 ac
Lot size
1987
Year built
Two
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,135 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,135/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.2%
Days on market
2 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 278% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12055 MURRAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12055 MURRAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12055 MURRAY AVENUE FAQs
What would the monthly payment be for 12055 MURRAY AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12055 MURRAY AVENUE?+
The most recent tax bill on record (2025) was $2,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $650,000, this home is listed about 141% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12055 MURRAY AVENUE?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 278% above the LARGO 33778 median — but at 2,192 sqft it's also nearly twice the size of the typical Largo listing.
02Fresh on the market
Only 2 days on market in a Largo market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $679,000, now $650,000 — a $29K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Julia Kilgore. MLS #TB8529282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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