David Ramirez
$439,000$442,5003 bd3.5 ba1,410 sqft$311 /sqft$3,024 /mo all-in ↓

409 NW 25TH PLACE, CAPE CORAL, FL, 33993

Active18 days on marketListed Jul 16, 2026MLS #TB8529268

Reduced $4KNew constructionPrivate poolSingle Family ResidenceCAPE CORAL

About this home

409 NW 25TH PLACE

"Motivated Seller" Welcome to the "Moonstone" Model. This amazing home is the perfect blend of value, comfort, luxury, style, and security. This beautiful new construction is built for everyone who wants to live with all the comforts of 'home.’ Impact windows and doors, European style kitchen featuring soft closing cabinet doors, drawers and high-end appliances, and much more. Master bedroom with custom designed built in walk-in closet, master bath with glass shower enclosure, double vanity, and linen closet. Two spacious bedrooms with walk-in closets, guest bathroom with glass shower enclosure. Home offers open concept layout with 10-foot-high interior ceilings and designer doors. Outdoor kitchen with marble countertops and 1/2 bath by the pool, ready for enjoyment 12' x 24' beautiful pool with Sun Ledge, 2 car garage, washer, dryer, and laundry sink. "NO FLOOD INSURANCE NEEDED". Engulf in the multitude of upscale details that you must see to appreciate. Enjoy your day by the pool or explore everything Cape Coral has to offer. Do not miss out on this one-of-a-kind opportunity! Schedule your showing today and make this beauty your home!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

1,410

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$311

Per sqft

Private pool

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Freezer · Microwave · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesWest
ExteriorOutdoor Kitchen · Outdoor Shower

Community & fees

Taxes (2025)$1,024/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,024 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$85
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,024/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$85
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CAPE CORAL

$311 vs $240

Days on market

18 vs 39 typical

Where $311/sqft sits among the 130 homes for sale in CAPE CORAL

39
49
14 · this home
11
7
10
$158–219$219–281$281–342$342–403$403–464$464+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 409 NW 25TH PLACE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$375K$411K

Cape Coral median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

46 of 130

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 393% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $4K
Jul 16, 2026Listed at $442,500 · 18 days on market since
2026Built · CAPE CORAL

Reality check

What actually sold near 409 NW 25TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

332 NE 21ST STREETSold · Dec ’25

$287,000

332 NE 21ST STREET · same community

3 bd · 2 ba · 1,418 sqft · $202/sqft · 9 DOM

1428 SE 20TH AVENUESold · Dec ’25

$255,000

1428 SE 20TH AVENUE · same community

3 bd · 2 ba · 1,435 sqft · $178/sqft · 164 DOM

4404 SW 7TH AVENUESold · Mar ’26

$298,000

4404 SW 7TH AVENUE · same community

3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 409 NW 25TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 409 NW 25TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

409 NW 25TH PLACE FAQs

What would the monthly payment be for 409 NW 25TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,024/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 409 NW 25TH PLACE?+

The most recent tax bill on record (2025) was $1,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $439,000, this home is listed about 1% above the Cape Coral median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 409 NW 25TH PLACE?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$439,000 runs 393% above the CAPE CORAL 33993 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $442,500, now $439,000 — a $4K cut. The full history is in the market section below.

Listing courtesy of ICON PREMIER GROUP, LLC · Carlos Diaz. MLS #TB8529268.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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