David Ramirez
$499,9003 bd2 ba1,658 sqft$302 /sqft$3,470 /mo all-in ↓

11883 108TH AVENUE, LARGO, FL, 33778

Active7 days on marketListed Jul 17, 2026MLS #TB8529248

Single Family ResidenceORANGEWOOD HIGHLANDS 2ND ADD

About this home

11883 108TH AVENUE

Location, convenience and Florida living come together in this beautifully updated Largo home, just five minutes from Pinellas County’s beautiful beaches and close to the shopping, dining and entertainment at Seminole City Center. Situated on a spacious corner lot, this 3-bedroom, 2-bath home offers a 2-car garage, fully paid-off solar panels and a large backyard enclosed by low-maintenance vinyl fencing. Two generous storage sheds provide exceptional extra space, with the larger shed nearly the size of a one-car garage. Lawn pest-control service has also been prepaid through June. Inside, the light-filled floor plan features neutral finishes, luxury vinyl plank flooring and updated lighting. The renovated kitchen showcases white cabinetry, granite countertops, stainless-steel appliances and an attractive tile backsplash. French doors open to an air-conditioned Florida room, creating comfortable year-round space for relaxing, dining or entertaining. Move-in ready and ideally located! Some photographs have been virtually staged.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,658

Sqft

0.19 ac

Lot size

2

Garage

1979

Year built

One

Levels

$302

Per sqft

Inside

FlooringPorcelain Tile · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorHurricane Shutters

Community & fees

Taxes (2025)$1,748/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,470 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$146
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,470/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$146
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$360KedgeAI estimate $403,909 · range $375K$475K$520K

vs edgeAI estimate

+23.8%

$/sqft vs Largo actives

$302 vs $236

Days on market

7 vs 42 typical

Where $302/sqft sits among the 400 Largo actives

103
87
71
63 · this home
46
30
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orangewood Highlands

Map of 11883 108TH AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Orangewood Highlands — neighborhood snapshot

Population

896

Median age

47

Median income

$123,831

Median home value

$425,700

Avg household

3

Households w/ children

100%

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

202 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 191% above the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $499,900 · 7 days on market since
1979Built · ORANGEWOOD HIGHLANDS 2ND ADD

Reality check

What actually sold near 11883 108TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10884 118TH STREETSold · Aug ’25

$585,000

10884 118TH STREET · same community

3 bd · 2 ba · 2,293 sqft · $255/sqft · 85 DOM

8956 124TH WAYSold · Sep ’25

$585,000

8956 124TH WAY

3 bd · 2 ba · 1,652 sqft · $354/sqft · 30 DOM

8893 118TH STREETSold · Oct ’25

$415,000

8893 118TH STREET

3 bd · 2 ba · 1,641 sqft · $253/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11883 108TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11883 108TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11883 108TH AVENUE FAQs

What would the monthly payment be for 11883 108TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11883 108TH AVENUE?+

The most recent tax bill on record (2025) was $1,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $499,900, this home is listed about 85% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11883 108TH AVENUE?+

Oakhurst Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,900 runs 191% above the LARGO 33778 median — but at 1,658 sqft it's also 35% larger than the typical Largo listing.

02Fresh on the market

Only 7 days on market in a Largo market that averages 42 — if it fits, move quickly.

03Strong assigned schools

Oakhurst Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ACTION FIRST · Tamra Kennedy. MLS #TB8529248.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Largo homes, in your inbox

Like 11883 108TH AVENUE but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 12:29 PM UTC. The listing information on this page last changed on July 24, 2026 at 12:29 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 12:29 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 12:29 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.