David Ramirez
$495,0003 bd3 ba1,989 sqft$249 /sqft$3,301 /mo all-in ↓

5831 114TH TERRACE N, PINELLAS PARK, FL, 33782

Active13 days on marketListed Jul 15, 2026MLS #TB8529239

Single Family ResidencePINELLAS FARMS

About this home

5831 114TH TERRACE N

Tucked away in unincorporated Pinellas Park, this one-of-a-kind 3-bedroom, 3-bath home offers the freedom of no HOA and a setting that feels worlds away from the everyday. Surrounded by lush palms and tropical landscaping, this private retreat captures an authentic Old Florida vibe with elevated living spaces that create the feeling of being tucked into your own treehouse. Natural light pours through thoughtfully placed skylights, creating a bright, airy atmosphere throughout the home. Wake up in the primary suite to views of the morning sky through the skylight above, then open the door to the expansive wraparound enclosed porch and enjoy the peaceful surroundings with your morning coffee or unwind in the evening with the sounds of nature. Designed for both everyday living and entertaining, the spacious open great room flows effortlessly into the kitchen, complete with a center island, breakfast bar seating, abundant cabinetry, and easy access to the wraparound porch, extending your living space outdoors. The primary suite includes a private ensuite with a shower and direct porch access, while two additional bedrooms share a full bathroom. Downstairs, the expansive bonus room offers incredible flexibility as an additional living area, media room, home office, game room, or fitness space, with sliding doors leading to the screened lanai. The oversized 2-car garage offers room for vehicles, recreational gear, or your next project and includes a convenient third full bathroom, making it equally suited for a workshop, home gym, or creative studio. The fenced backyard enhances the sense of privacy, creating your own secluded outdoor escape. If you've been searching for something beyond the ordinary, this home delivers a rare blend of privacy, character, and a peaceful tropical setting that feels like a hidden retreat while remaining close to everything Pinellas County has to offer.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,989

Sqft

0.17 ac

Lot size

2

Garage

1990

Year built

Two

Levels

$249

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Other · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco · Vinyl Siding
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Split Garage
ExteriorBalcony · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$92/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,301 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,301/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$475KedgeAI estimate $598,841 · range $515K$738K$768K

vs edgeAI estimate

−17.3%

$/sqft vs PINELLAS FARMS

$249 vs $317

Days on market

13 vs 42 typical

Where $249/sqft sits among the 6 homes for sale in PINELLAS FARMS

3
0 · this home
0
1
1
1
$214–246$246–279$279–311$311–343$343–375$375+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinellas Park

Map of 5831 114TH TERRACE N

Drive times from this address

Downtown Tampa25 min
Tampa Int’l Airport (TPA)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Pinellas Park. See the full Pinellas Park guide →

PINELLAS PARK 33782 — neighborhood snapshot

Population

22,607

Median age

48

Median income

$65,487

Median home value

$253,700

Avg household

2.37

Households w/ children

1,900

For the school run

Pinellas County School District

ElementaryPinellas Central Elementary School★★★★★
HighPinellas Park High School★★★★
MiddlePinellas Park Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Pinellas Park market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$287K$325K

Pinellas Park median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

5 of 6

PINELLAS FARMS have cut their price

Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $495,000 · 13 days on market since
1990Built · PINELLAS FARMS

Reality check

What actually sold near 5831 114TH TERRACE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11715 59TH WAY NSold · Apr ’26

$850,000

11715 59TH WAY N · same community

4 bd · 2 ba · 1,974 sqft · $431/sqft · 84 DOM

6501 62ND STREET NSold · Sep ’25

$750,000

6501 62ND STREET N · same community

3 bd · 2 ba · 1,766 sqft · $425/sqft · 15 DOM

8679 BURNING TREE CIRCLESold · Oct ’25

$725,000

8679 BURNING TREE CIRCLE · same community

3 bd · 3 ba · 2,472 sqft · $293/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5831 114TH TERRACE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5831 114TH TERRACE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5831 114TH TERRACE N FAQs

What would the monthly payment be for 5831 114TH TERRACE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,301/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5831 114TH TERRACE N?+

The most recent tax bill on record (2025) was $92. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5831 114TH TERRACE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Pinellas Park?+

At $495,000, this home is listed about 65% above the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5831 114TH TERRACE N?+

Pinellas Central Elementary School (elementary), Pinellas Park High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REDFIN CORPORATION · Christine Tatum. MLS #TB8529239.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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